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Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?

man vaping in a bar

By McKenzy Bowers | April 23, 2019

In certain circles, cigarette smoking has become rather unfashionable. You can’t smoke at your work desk. You can’t smoke inside public buildings. You can’t smoke on planes (whoever thought that was a good idea?). What’s a smoker to do? Well, in recent years some cigarette smokers have switched to a more socially acceptable form of…

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6 Factors That May Raise Your Life Insurance Rates

number six painted on wooden doors

By McKenzy Bowers | April 17, 2019

Insurance costs vary and depend on a number of factors.  Age, sex, medical history, profession, and location are a few examples of the factors that go into calculating insurance premiums. Taking precautions and cutting out bad habits or improving on certain lifestyle shortcomings can result in lower rates.  Factors that can raise your life insurance premium…

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Can Prostate Cancer Survivors Get Life Insurance?

Father And Son Discussing Basketball On Porch Of Home

By McKenzy Bowers | April 12, 2019

More men are surviving prostate cancer. But can you still buy affordable life insurance? Find out more about prostate cancer life insurance options. For many men over a certain age, getting an annual physical exam is no big deal. Except for one particular test. And if you’re a male, you know what test I’m talking…

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What Is Breach of Utmost Good Faith?

Man pointing at himself while lying

By McKenzy Bowers | April 10, 2019

When it comes to buying life insurance, honesty is the best policy. A “breach of utmost good faith” to your carrier can have catastrophic consequences to your coverage. To find out more, read on. Insurance, like most contracts between consumers and a business, is built on trust. A common law principle, “utmost good faith,” is…

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Can I Get Life Insurance if I’m Not a U.S. Citizen?

Portrait Of Multi-Cultural Office Staff Standing In Lobby

By McKenzy Bowers | March 27, 2019

Is there life insurance for non-U.S. citizens? For the surprising answer, read on. Here’s a question we’re asked every once in a while here at AccuQuote: “Can I get life insurance if I am not a U.S. citizen?” The short answer is…yes. You may qualify for a life insurance policy here in the U.S., but…

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Jason Sherman’s Real Life, Life Insurance Story

Jason Sherman lost his beloved wife in a tragic car accident.

By McKenzy Bowers | March 22, 2019

Jason Sherman lost his wife in a tragic car accident. When the kids were young, his wife, Nicole, urged Jason to get more life insurance. That life insurance was godsend after Nicole’s death. For more, read on. Jason and Nicole Sherman had the perfect marriage. They had two great kids. Jason had a super sales…

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3 Simple Health Tips You’re Not Hearing About

table full of healthy food options

By McKenzy Bowers | March 13, 2019

Do you ever feel inundated with new information about what is healthy and what is not?  Here’s 3 simple health tips that can improve your well-being and save you money on life insurance. There are plenty of new diets claiming to be the best along with proven studies to show how and why they work. …

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Term Life Insurance Policy Conversion

time for change written in chalk

By McKenzy Bowers | March 8, 2019

Most term life insurance policies offer what’s known as convertibility. This gives you the right to “trade in” your term policy for a permanent one – with no medical exam or health questions. But, should you? Check out the video below and get clear about term conversion and whether or not it’s something you should…

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Life Insurance Policy Locator Service

profile view of a man jumping in the air square

By McKenzy Bowers | March 6, 2019

Looking for a life insurance policy for a deceased loved one? There’s a tool! The Medical Information Bureau created a tool that can help you quickly determine how many life insurance policies your family has in play. To find out more about a new life insurance policy locator service, read on. The Medical Information Bureau (MIB)…

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Life Insurance Can Help Send Your Child to College

female college graduate spraying campaign

By McKenzy Bowers | March 5, 2019

One of the great benefits of life insurance is that the money can be used for a variety of things, including sending a child to college. So if you don’t have child life insurance, find out more. Part of the American Dream is sending our children to college and preparing them for a bright future. …

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