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Social Security Disability Insurance to Run Out in 2028?

Will Social Security Disability Insurance run out in 2028?

By Byron Udell | September 8, 2017

A recent report states that Social Security Disability Insurance (SSDI) could run dry by 2028. What will you do if you get disabled a decade from now? Perhaps it’s time to think about owning your very own Disability Insurance policy. According to a July 2017 report from the Heritage Foundation , the Social Security Disability…

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Can Breast Cancer Survivors Get Life Insurance?

What are breast cancer life insurance options?

By Byron Udell | August 1, 2017

Surviving breast cancer can be empowering. But does that empowerment also pertain to purchasing affordable life insurance? Find out more about breast cancer life insurance options. [Editor’s Note: This blog was originally published on April 14, 2016. The content has been updated.] Breast cancer is the 2nd most common cancer diagnosed in women in the…

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Should You Pay for Life Insurance by Credit Card?

Should I pay for my life insurance by credit card?

By Byron Udell | July 31, 2017

Is paying for life insurance by credit card a smart or dumb idea? Read on. [Editor’s Note: This blog was originally published on June 16, 2006. The content has been updated.] More than 80 percent of Americans are in debt, with the average credit card owner claiming about $10,000 worth of unpaid charges at any…

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What is Time Diversification? (Hint: Life Insurance Helps)

What is time diversification?

By Byron Udell | July 31, 2017

Most financial advisors recommend to their clients to possess a diversified portfolio. But what about Time Diversification? To find out more, read on. [Editor’s Note: This blog was originally published on April 28, 2015. The content has been updated.] There’s not a financial advisor on the planet worth his salt that does not recommend diversification….

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Do Retirees Need Life Insurance?

Retirees need life insurance.

By Byron Udell | July 31, 2017

Do seniors still need life insurance after they retire? After all, the kids are gone and you’re ready to take it easy. So why pay those premiums? But before you cancel your policy, you might want to read this blog. You might find that retirees need life insurance. Are you almost ready to retire? Are…

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Can Being Pre-Diabetic Stop You from Getting Life Insurance?

Find out about pre-diabetic life insurance options.

By Byron Udell | July 26, 2017

If your blood sugar levels are slightly elevated, should this be a red flag regarding your health? Could these pre-diabetic levels affect your chances of getting life insurance? Learn more about pre-diabetic life insurance options. For starters, let’s talk about your health. How are you feeling these days? Are you taking care of yourself? Are…

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Is There Life Insurance for a Special Needs Child?

Do you have Special Needs Child Life Insurance?

By Byron Udell | July 26, 2017

Special needs children present exceptional parental challenges. But how can you ensure that your special needs child will be financially taken care of after you’re gone? Find out more about Special Needs Child Life Insurance options. As any parent knows, raising a family can be both rewarding and challenging. But what if you have a…

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Why Aren’t Americans Buying Life Insurance?

Why aren't Americans buying life insurance?

By Byron Udell | July 12, 2017

Believe it or not, most Americans are either underinsured or don’t have any life insurance at all. Why aren’t they buying life insurance? There are several reasons for this. To find out more, read on. A recent article revealed that many Americans don’t own life insurance. According to the survey (in which 1,001 U.S. adults…

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Is Long Term Care Insurance D.O.A.?

How can

By Byron Udell | July 12, 2017

Is Long Term Care insurance on life support? There are new insurance products now available that might offer better long term care benefits than a traditional LTC policy. Did you know that 70 PERCENT of people over age 65 will need long term care? And there’s a 91 PERCENT chance that either you or your…

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What Happens to Your Personal Debts After Death?

A Life Insurance Family Survivor's Guide can your family cope with your death.

By Byron Udell | May 22, 2017

The average American is carrying a personal level debt load of nearly $62,000. What do you think happens to YOUR personal debts after death? Good question. Did you know that most Americans die in the red? In other words, most people who leave this world exit it with a pretty hefty heap of debt. According…

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