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Expert Advice

How to Maximize Your Pension…With Life Insurance

By Byron Udell | September 8, 2017

If you have a company pension plan, before you retire, you will have to decide how your pension payout should be distributed. This blog will give you the lowdown on some important payout options. Learn more about Pension Maximization. Are you one of the lucky people out there who has a pension plan through your…

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How to Get the Best Rate Class on Your Life Insurance

For the best rate class life insurance, read this blog.

By Byron Udell | August 23, 2017

The price you pay for life insurance is, in large part, determined by your policy’s rate class. To find out how you qualify for the best rate class life insurance, read this blog. So you’ve decided to buy life insurance. Terrific. But how do you know that you’re getting the best price on your policy?…

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Near Retirement? Get Disability Insurance Today!

Want to learn more about buying disability insurance options?

By Byron Udell | August 1, 2017

Nearing Retirement? Consider buying Disability Insurance. [Editor’s Note: This blog was originally published on August 23, 2013. The content has been updated.] When you consider the fragile, financial predicament of many retirees today, you’ll appreciate the role long term care (LTC) insurance and disability insurance (DI) play in offering a leg boost. LTC insurance and…

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4 Good Reasons to Buy Life Insurance in Your 20s and 30s

Do you know the amount of your policy's death benefits?

By Byron Udell | July 31, 2017

The earlier you buy life insurance, the better…and cheaper. To find out why buying life insurance is cool, read on. [Editor’s Note: This blog was originally published on December 2, 2015. The content has been updated.] Life insurance is one of those things a lot of people don’t really want to think about until they’re…

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7 Life Insurance Mistakes That Could Cost You Big Time

Will Social Security Disability Insurance run out in 2028?

By Byron Udell | July 31, 2017

Think you have to be a brainiac to buy life insurance? Not really. But it does help to know a few facts. Here are 7 life insurance mistakes to avoid. [Editor’s Note: This blog was originally published on October 29, 2015. The content has been updated.] How well do you understand life insurance? I’m sure…

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NOW is the Best Time For Buying Disability Insurance

What is

By Byron Udell | July 31, 2017

Do you have disability insurance? If not, this would be a great time for buying disability insurance. To find out why, read on. [Editor’s Note: This blog was originally published on May 6, 2014. The content has been updated.] These are some of the best times to consider buying an individual disability insurance policy.  Carriers…

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Buying Life Insurance the Right Way

Will Social Security Disability Insurance run out in 2028?

By Byron Udell | July 31, 2017

Buying life insurance can be scary. Especially if you’ve never done it before. Here are some quick tips to help you make smarter policy decisions. [Editor’s Note: This blog was originally published on August 19, 2013. The content has been updated.] Today, many families don’t have life insurance or don’t have enough and some think…

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Life Insurance Benefits You May Not Know About

Here's some life insurance benefits you may not know about.

By Byron Udell | July 31, 2017

Did you know that there are life insurance benefits you may be able to take advantage of without dying? [Editor’s Note: This blog was originally published on August 21, 2015. The content has been updated.] It’s true! Life insurance is an amazing product, and a feature known as the Accelerated Death Benefit can make it even…

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Pros and Cons of Group Life Insurance

Should you have a contingent Life Insurance beneficiary?

By Byron Udell | July 30, 2017

If you have life insurance through your job, great. But your group life insurance plan might not provide all you coverage you need. To find out more, read on. [Editor’s Note: This blog was originally published on December 24, 2009. The content has been updated.] Employer-provided group life insurance may be an easy and inexpensive…

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Think Social Security Disability Will Be There For You?

Think Social Security Disability will be there for you when you need it?

By Byron Udell | June 12, 2017

The Trump Administration wants to cut over $70 billion out of Social Security Disability Insurance (SSDI) over the next decade. So if you suddenly became disabled, what are the odds that SSDI will still be there when you need it? According to a recent article, the Trump administration is advocating cutting $72 billion out of…

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