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Expert Advice

Think Social Security Disability Will Be There For You?

By Byron Udell | June 12, 2017

The Trump Administration wants to cut over $70 billion out of Social Security Disability Insurance (SSDI) over the next decade. So if you suddenly became disabled, what are the odds that SSDI will still be there when you need it? According to a recent article, the Trump administration is advocating cutting $72 billion out of…

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Should Millennials Be Thinking About Life Insurance?

By Byron Udell | June 11, 2017

Millennials might think they’re too young to think about getting life insurance. But you know what? You’re NEVER too young to get coverage. To find out why, read on. [Editor’s Note: This blog was originally posted on January 23, 2015. The content has been updated and expanded.] I’m by no means a Millennial, but I…

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Important Info for Single Moms on Life Insurance

By Byron Udell | May 30, 2017

I’m a single Mom.  Do I need Life Insurance? Read this article and find out. [Editor’s Note: This blog was originally published on March 7, 2014. The content has been updated.] Single moms are some of the most empowered women I know.  They do the work of two people tirelessly every single day because they view their…

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The Do’s and Don’ts of Buying Life Insurance

By Byron Udell | May 30, 2017

Buying Life Insurance?  Use this list to prepare for a meeting with your agent, or look through it for new information to help tailor a policy to your needs. [Editor’s Note: This blog was originally published on August 2, 2013. The content has been updated.] Below are some “do’s” and “don’ts” to think about when…

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3 Ways Life Insurance Can Help You Plan for Retirement

By Byron Udell | May 30, 2017

Life insurance can be an integral part of your retirement plan. To find out more, read on. [Editor’s Note: This blog was originally published on February 22, 2010. The content has been updated.] Did you know that life insurance can help you plan for retirement? There are a few ways life insurance comes in handy…

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How to Save Big Money on Your Life Insurance Premiums

By Byron Udell | May 30, 2017

Want to save the most money on your life insurance premiums? Pay annually. To find out why, read on. [Editor’s Note: This blog was originally published on February 15, 2010. The content has been slightly updated.] Most insurance companies offer you the right to choose from among four payment plan options to pay your life…

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6 Factors That May Raise Your Life Insurance Rates

By Byron Udell | May 30, 2017

What are the factors that raise life insurance rates? Here’s 6 items at the top of the list. [Editor’s Note: This blog was originally published on March 3, 2014. The content has been updated.] Insurance costs vary and depend on a number of factors.  Age, sex, medical history, profession, and location are a few examples of…

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Should I Buy Term Life Insurance and Invest the Difference?

By Byron Udell | April 3, 2017

There is an ongoing debate on which is the more beneficial: Buy Term Life Insurance and invest the difference…or purchase Permanent Life Insurance instead? In this blog, Byron Udell, Founder and CEO of AccuQuote runs the numbers to see which type of policy really offers the most bang for the buck. Ever since term life…

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Honesty is the Best Policy When Buying Life Insurance

By Byron Udell | March 27, 2017

As they say, “Honesty is the best policy.” This is especially true when it comes to buying life insurance. The cost of lying on your policy application could prove catastrophic for your loved ones down the road. Let’s face it. People exaggerate on occasion. Sometimes they lie about their age. Or their weight. Or their…

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“Saving Your Age” Can be an Asset When Buying Life Insurance

By Byron Udell | March 23, 2017

One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. “Backdating” your policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One of these…

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