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Expert Advice

“Saving Your Age” Can be an Asset When Buying Life Insurance

By Byron Udell | March 23, 2017

One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. “Backdating” your policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One of these…

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You Don’t Have to Die to Benefit from Life Insurance

By Byron Udell | March 9, 2017

A life insurance policy doesn’t just help families financially after a loved one dies. It can also be a lifesaver in many other ways. Find out why you don’t have to die to access your policy’s “death benefit.” In the world of life insurance, you hear the term “death benefit” frequently. A death benefit is…

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Don’t Buy Any Life Insurance Until You Watch This!

By Byron Udell | October 3, 2016

Thinking about getting life insurance? Know how much you need? Are you sure? Worried you might get ripped off? How would you know? Do you know the right questions to ask? Want some help? Get a Quote If you want a concise, informative, and genuinely useful guide to help you determine: • How much coverage…

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4 Good Reasons to Buy Life Insurance in Your 20s and 30s

By Byron Udell | December 2, 2015

The earlier you buy life insurance, the better…and cheaper. To find out why, read on. Life insurance is one of those things a lot of people don’t really want to think about it until they’re “older.” I understand; people don’t want to think about dying, and most young people assume they’ll have time to deal…

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Ignore the Hidden Costs of Long Term Care at Your Own Risk

By Byron Udell | November 20, 2015

There’s a good chance that you’ll need long term care after age 65, according to the U.S. Department of Health and Human Services. If you don’t have long term care insurance, you want to consider getting some. Here’s an alarming statistic: according to the U.S. Department of Health and Human Services, 70% of individuals 65…

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7 Life Insurance Mistakes That Could Cost You Big Time

By Byron Udell | October 29, 2015

Think you have to be a brainiac to buy life insurance? Not really. But it does help to know a few facts. Here are 7 life insurance mistakes to avoid. How well do you understand life insurance? I’m sure you understand the basic premise: if you have it, your family gets money when you die….

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Women, You Need Life Insurance, Too!

By Byron Udell | October 14, 2015

Women have less life insurance than men. That needs to change. In a recent blog post, I talked about a frightening statistic that showed how many people do not have life insurance. Well, a recent article by Consumer Affairs focused on one specific part of the population: women. Life insurance ownership is even lower among…

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Life Insurance Benefits You May Not Know About

By Byron Udell | August 21, 2015

Did you know that there are life insurance benefits you may be able to take advantage of without dying? It’s true! Life insurance is an amazing product, and a feature known as the Accelerated Death Benefit can make it even more valuable than most people realize. The concept behind the Accelerated Death Benefit is simple: under…

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3 Simple Health Tips You’re Not Hearing About

By Byron Udell | June 8, 2015

Do you ever feel inundated with new information about what is healthy and what is not?  Here’s 3 simple health tips that can improve your well-being and save you money on life insurance. There are plenty of new diets claiming to be the best along with proven studies to show how and why they work. …

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Life Insurance Exam Tips That Could Save You Thousands

By Byron Udell | May 8, 2015

Many life insurance policies require a medical exam. If you want to save money on your coverage, here’s a few things you can do to prepare for it. You probably know that your health is an important factor life insurance companies use to decide how much to charge you for coverage.  The healthier you are,…

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