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Life Insurance

You don’t have to be overwhelmed by all the different types of life insurance products

For hundreds of years, life insurance has provided protection for families from the financial devastation associated with the death of a loved one. It’s been a much-needed “safety net.” These days, life insurance comes in many shapes and sizes – and that’s a good thing. No matter what your specific lifestyle, health and goals are, it’s very likely that you’ll be able to find a plan that suits your needs.

Check out the video below for a quick overview of the kinds of life insurance you can buy through AccuQuote.

Here it is in a nutshell: there are two main kinds of life insurance. Term life insurance offers temporary coverage (typically with level premiums for 10, 20, or 30 years). Permanent life insurance is permanent (as long as you’re paying the premiums) and is generally designed to remain in force for a lifetime.

Our goal is to make this easy for you. So we’re cutting out as much of the technical jargon as possible.

You can find out more about the different life insurance products below.

Term Life Insurance

Term insurance is simple and affordable. As the name suggests, it’s designed to provide rock-solid coverage for a specified period of time, usually 10, 20 or 30 years.

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Permanent Life Insurance

Permanent insurance provides lifelong coverage. When your needs are long-term (estate planning or final expenses, for example), permanent insurance may be the way to go. Permanent insurance comes in different shapes, like whole life and universal life.

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Guaranteed Life Insurance

Allows you to purchase life insurance with certainty. Simply fill out the application, pay the premium, and you’re covered!

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No Medical Exam Insurance

Don’t like the idea of a medical exam? Worry no more. No needles required. Get coverage quickly and easily! If you can’t qualify for a traditional policy, this may be your solution.

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Long-Term Care Insurance

70% of people over 65 will need some form of long-term care.1 This insurance protects your nest egg and helps your family take care of you as you age.

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Child Life Insurance

The unexpected death of a child is probably the most tragic event imaginable. Unfortunately, it does happen. Insure your kids for as little as $3/month for $5,000 of coverage.

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Accidental Death Insurance

One American dies in an accident every 4 minutes – that’s over 130,000 people a year. This type of policy can give you peace of mind that, if you die in an accident, your family will be covered. Premiums for accidental death insurance may be lower than traditional life insurance, since the death benefit is only paid in the event the death was caused by an unintentional accident.

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Life Insurance Riders

A life insurance rider is an addition to a policy that usually expands the benefits provided by the contract. Riders allow you to customize your coverage and add flexibility your policy.

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Questions? Feel free to call us at 800-442-9899 to speak with one of our experienced life insurance professionals. You can also get a free quote by clicking the Get Started button below.




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