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Life Insurance Policy Locator Service

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By Byron Udell | March 6, 2019

Looking for a life insurance policy for a deceased loved one? There’s a tool!

The Medical Information Bureau created a tool that can help you quickly determine how many life insurance policies your family has in play. To find out more about a new life insurance policy locator service, read on.

The Medical Information Bureau (MIB) launched its Policy Locator Service to help people uncover whether a policy exists. MIB’s industry-wide database can report if an insurer took a policy application for the individual and submitted a query to our fraud detection service. It’s that activity that can help point the way to the company or companies that might have issued a life insurance policy. According to the MIB, the Policy Locator Service doesn’t guarantee that a policy has been issued, but it points people to the companies that are most likely to have issued coverage.

To use the Policy Locator Service, a decedent’s surviving spouse, next-of-kin or legal representative must submit an application form with a certified copy of the death certificate. Cost of a search is $75 U.S. – and responses usually are returned within ten business days. Pretty neat!

However, before you go spending money on a search, take some time to review MIB’s tips for finding a lost life insurance application.  The tips offer places to search and people to talk with – all free of course.

We’re here to help. If you’d like more information on this topic, contact us at 800-442-9899. We can also help if you’re looking to purchase more life insurance sometime in the future.

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