Life Insurance Benefits: The Accelerated Death Rider
Did you know that there are life insurance benefits you may be able to take advantage of before you die? It’s true. Life insurance itself is an amazing product, and when you add a feature known as the Accelerated Death Benefit, also known as the Terminal Illness Rider, it can make your policy even more…
5 Retirement Tips that Don’t Include Wealth Management
Planning for retirement can be overwhelming. The preparation list is long and in many cases advises on financial health, but what’s not talked about is how to build your new life, how to maintain your emotional health, maneuvering government systems like social security and health insurance, and finally, taking advantage of senior discounts. This is…
Critical Illness Insurance. It’s Needed More Often Than You Think.
Do you know anyone who has suffered from cancer, a heart attack or a stroke? The answer is almost certainly “yes.” Consider these statistics: Every 34 seconds, someone in the U.S. will suffer from a coronary event Every 24 seconds, someone in the U.S. is diagnosed with cancer Every 40 seconds, someone in the U.S….
Is Long Term Care Life Insurance Right for You?
Did you know that 70 PERCENT of people over age 65 will need long term care? And there’s a 91 PERCENT chance that either you or your spouse will need long term care…at some point. That’s why there is Long Term Care Insurance. Since the early 1970s, Long Term Care insurance has helped many families…
3 Types of Annuities to Consider When Investing
If you’re here, you likely know that an annuity is a relatively low-risk insurance product that pays you money, either for the rest of your life or for a set number of years. They are a popular investment option for those who prefer to have a steady flow of future income, especially as part of…
Annuities Can Be a Great Investment Tool
An annuity is a relatively low-risk insurance product that pays you money, either for the rest of your life or for a set number of years. They are a popular investment option for anyone who wants to have a steady flow of future income, especially as part of their retirement plans. Annuities generally earn a…
Will Life Insurance Rates Increase Due to COVID-19?
Life insurance rates are still low, but it won’t last long. Click below and watch Byron explain how this will play out in the coming days. If you prefer to read, scroll down to read the video transcript. Video Transcript With all this extra risk out there, is it possible to get life insurance…
How COVID-19 Is, or Is Not, Impacting the Life Insurance Business and Your Ability to Obtain Coverage
AccuQuote Press Release 3/17/2020 As part of the panic that has consumed the world surrounding the COVID pandemic, many consumers are asking whether insurance companies are doing anything different, or perhaps, postponing the ability of consumers to obtain life insurance, for general pandemic related reasons. When a worldwide event such as COVID-19 consumes the news,…
What is Guaranteed Issue Life Insurance?
Guaranteed Issue Life Insurance, also called Final Expense or Burial insurance, is a kind of Permanent life insurance specifically designed to provide the financial resources to pay for: Funeral services Burial (casket, burial plot, headstone, etc.) Hospital bills Debts you don’t want your family to inherit Other costs associated with end of life Typically, a…
The Lowdown on High Cholesterol and Life Insurance
What do cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…
