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“Saving Your Age” Can be an Asset When Buying Life Insurance

By Byron Udell | March 23, 2017

One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. “Backdating” your policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One of these…

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Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?

By Byron Udell | March 14, 2017

In recent years, some cigarette smokers have switched to a more socially acceptable form of nicotine delivery – the e-cigarette. So, since these electronic alternatives (such as vaping) are lower in toxins than traditional tobacco cigarettes, can you get better rates for life insurance than if you smoke regular cigarettes? In certain circles, cigarette smoking…

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Can I Get Life Insurance if I Smoke Marijuana?

By Byron Udell | March 14, 2017

With the recent stories in the news regarding the loosening of some laws (in certain states) pertaining to the recreational or medical use of marijuana…do pot smokers now have a better chance at getting life insurance? Here’s the latest dope on the subject. In the not-so-distant past, being a marijuana smoker meant that most of…

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Buying Life Insurance Easier Than Getting to the Final Four

By Byron Udell | March 13, 2017

This Tuesday starts the annual, time-honored NCAA Basketball Tournament, known as “March Madness.” In the Division 1 Men’s tourney, 68 teams will vie for this prized championship trophy. For the next few weeks, hundreds of college athletes from all across America will fight to make it to the Final Four on April 1st (and they…

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Accessing Your Accelerated Death Benefit Can Be a Lifesaver

By Byron Udell | March 13, 2017

Having access to a policy’s Accelerated Death Benefit and adding a Waiver of Premium rider to your life insurance can help families better cope with a spouse’s terminal illness. Don Wachtel loved to fix and restore things. He was an expert tile craftsman, with a thriving business, and a good provider to his wife, Tonia…

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What Is Breach of Utmost Good Faith?

By Byron Udell | March 10, 2017

When it comes to buying life insurance, honesty is the best policy. A “breach of utmost good faith” to your carrier can have catastrophic consequences to your coverage. To find out more, read on. Insurance, like most contracts between consumers and a business, is built on trust. A common law principle, “utmost good faith,” is…

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On This Day of Awesomeness, Another Great AccuQuote Review

By Byron Udell | March 9, 2017

As we celebrate this Day of Awesomeness, let’s celebrate an awesome new AccuQuote review. We were just named one of “Best Sites to Compare Life Insurance Quotes” in the U.S. How’s that for awesome! On March 10 is the International Day of Awesomeness. This day is designated to celebrate the awesome things that people do…

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You Don’t Have to Die to Benefit from Life Insurance

By Byron Udell | March 9, 2017

A life insurance policy doesn’t just help families financially after a loved one dies. It can also be a lifesaver in many other ways. Find out why you don’t have to die to access your policy’s “death benefit.” In the world of life insurance, you hear the term “death benefit” frequently. A death benefit is…

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Danica Patrick Knows Race Cars and Life Insurance

By Byron Udell | February 24, 2017

Professional NASCAR driver Danica Patrick is competing in this year’s Daytona 500 race. Race car drivers live with risk every day. That’s why Danica is a strong believer in life insurance. Because you never know. This Sunday is the 59th running of the Daytona 500. Professional race car driver Danica Patrick is one of the…

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Honor Mardi Gras with Life Insurance (Pay Annually & Save)

By Byron Udell | February 24, 2017

Why not make your wallet fatter on Fat Tuesday? If you pay your life insurance premium annually instead of monthly, you could save thousands of dollars over the life of the policy. This Tuesday marks the traditional start of Mardi Gras in New Orleans. Fat Tuesday kicks off this annual city-wide party, full of food,…

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