Show Your Love on Valentine’s Day With Life Insurance
Want a new way to show your better half some everlasting love? Give the gift of that keeps on giving for Valentine’s Day – life insurance! There are only a few certainties in life. The sun rises in the morning. The express lane is always the slowest. It always rains on the day you left…
Disability Insurance. Have You Protected Your Paycheck?
You buy insurance for your material possessions – your home and car, for example. But have you insured the one thing that enables you to pay for those possessions? Believe or not the most important thing you can insure is your ability to earn – yes protect your paycheck. Ask yourself, how long would your…
[VIDEO] 5 Things You Didn’t Know About Life Insurance Underwriting
Whether you’re in the midst of the underwriting process or simply considering purchasing a life insurance policy, there are 5 facts you should know about life insurance underwriting. But if you have only one take-away from this it’s, don’t lie. Be upfront and honest because the consequences can be severe – including your family being…
[VIDEO] Universal Life Insurance. Plain & Simple.
Universal life insurance is often one of the best options for those who need flexible amounts of life insurance at different periods of time. Plus you can build, and access, a cash value that can be used for anything you would have purchased with your own earned income! Universal life insurance protection is a lot of flexible…
[VIDEO] Save Age May Help You Save on Life Insurance
When most people talk about their age, they’re typically speaking about their actual age. You know, you’re 36 until the day of your 37th birthday – then you’re 37. Well, for purposes of pricing, term life insurance companies use one of two methods for calculating your age: Attained Age or Age Nearest. This terminology, Attained Age…
Buying Life Insurance: Wait or Buy Now?
Understanding the best time to buy life insurance is sometimes half the battle! The question to wait or buy now is a common one. And, the truth is when buying life insurance, carriers consider your mortality when determining how much you will pay. Also remember, we don’t typically get healthier as we age, so it stands…
[VIDEO] Group Term Life vs. Individual Life Insurance
You might wonder which one is better, group term or individual life. Truth is, the free stuff at work typically won’t replace your economic value because the group term coverage is just a small token of what you really need. Also, if you lose the job, you lose the coverage – it doesn’t follow you….
What is Term Life Insurance?
Term Life Insurance is temporary life insurance, designed to provide coverage for a set period of time. The most common durations (terms) are 10, 15, 20, 25, 30 and 35 years. Like auto insurance or homeowners insurance it provides protection for you and your family in the event of an accident or unplanned death. Over…
AD&D Insurance. Are You Prepared for the Worst?
If you haven’t been in an accident yourself, you probably know someone who has. There are over five million car crashes in the U.S. every year, not to mention countless other kinds of accidents. But with Accidental Death Insurance or an Accidental Death and Dismemberment policy (AD&D Insurance), you can financially protect you and your…
[VIDEO] Waiver of Premium. It Pays When You Can’t!
Did you know that 1 out of 3 Americans between the ages of 35 and 65 will suffer a long-term disability lasting at least 90 days? You are also 4 times more likely to become disabled than you are to die before 65 years of age. The facts are a bit jarring, but armed with…
