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Can I Get Life Insurance if I’m Not a U.S. Citizen?

Is there life insurance for non-U.S. citizens?

By Byron Udell | May 9, 2017

Is there life insurance for non-U.S. citizens? For the surprising answer, read on. [Editor’s Note: This blog was originally published on December 1, 2006. The content has been updated.] Here’s a question we’re asked every once in a while here at AccuQuote: “Can I get life insurance if I am not a U.S. citizen?” The…

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What Does a Rated Life Insurance Policy Mean?

What determines life insurance rates?

By Byron Udell | April 24, 2017

What’s a Rated Life Insurance Policy? If you don’t know what that term means, then you might find this blog informative. [Editor’s Note: This blog was originally published on December 20, 2006. The content has been updated and expanded.] As we all know, insurance companies are in the “risk assessment” business. But not all “risks”…

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Can You Get Life Insurance if You’ve Been in Jail?

Can you apply for life insurance in jail?

By Byron Udell | April 4, 2017

Think you can get life insurance with a “get out of jail” card? Can having been in jail be a barrier to getting coverage? Can you apply for life insurance in jail? Read on and find out. [Editor’s Note: This post was originally published on December 8, 2009, and has been completely revamped and updated.]…

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Sleep Apnea is Nothing to Snore About

It's Life Insurance Awareness Month. Stop procrastinating.

By Byron Udell | March 10, 2016

Sleep Apnea can be a serious condition if it’s not treated. Do it for you. Do it for your life insurance. Yes, you could get better rates if your sleep apnea is more manageable. To learn more about sleep apnea life insurance options. As that old saying goes: “What you don’t know can hurt you.”…

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Even With Heart Disease, You Can Still Get Life Insurance

You can get life insurance, even if you've had heart disease.

By Byron Udell | March 3, 2016

Can you get life insurance if you have some history of heart disease? The answer might surprise you. Find out more about heart disease life insurance options. Medical science is so cool. A century ago, our average life expectancy was about 50 years. Now add 25 more and we’re up to date. That quarter-century longevity…

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The Lowdown on High Cholesterol and Life Insurance

Where is health care reform in the U.S. presently?

By Byron Udell | March 1, 2016

What does cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…

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How Does Marijuana Use Affect Your Life Insurance Rates?

Do you know who your life insurance beneficiaries are?

By Byron Udell | July 14, 2015

Even if you occasionally smoke marijuana, you may still be able to get life insurance at rates that won’t bum you out. To find out more, read on. If you’re a regular reader of this blog…and if you’re not, you should be!…then you know I’ve written about marijuana use and how it affects life insurance…

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If You Have Breast Cancer, Can You Still Get Life Insurance?

By Byron Udell | October 27, 2014

October is Breast Cancer Awareness Month. One in eight women will develop breast cancer. But can you get life insurance if you’ve have or had breast cancer? Is there such a thing as breast cancer life insurance options? The answers may surprise you. October is Breast Cancer Awareness Month.  There’s pink all over—in NFL games;…

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Quitting Smoking Lowers Life Insurance Rates

Quitting smoking lowers your life insurance rates.

By Byron Udell | August 5, 2013

If you’re annoyed that smokers pay more for life insurance, there’s a simple solution…quit! Think life insurance for smokers is expensive? Smokers end up paying at least two times more than their healthier, non-smoking counterparts in life insurance policy premiums. Yes, we said at least. There is no leeway when it comes to smoking and the…

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3 Easy Ways to Lower Life Insurance Premiums

Here are 3 easy ways to lower life insurance premiums.

By Byron Udell | July 30, 2013

Think life insurance rates are too high? Follow these tips to lower life insurance premiums. Get healthy! It’s the easiest way to get significant reductions in life insurance premiums, but perhaps the hardest.  What lifestyle changes can you make in order to get cheaper life insurance premiums? For starters, quit smoking if you currently smoke. Smoker…

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