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life insurance

Life Insurance Keeps Dreams Alive

By Byron Udell | April 3, 2017

Scott Young had a dream…to build a business and take care of his family. His life was cut tragically short by a freak accident. But his life insurance was able to keep his dream alive by providing his family with the financial security they needed. Scott Young and his brother David built the largest heating…

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Should I Buy Term Life Insurance and Invest the Difference?

By Byron Udell | April 3, 2017

There is an ongoing debate on which is the more beneficial: Buy Term Life Insurance and invest the difference…or purchase Permanent Life Insurance instead? In this blog, Byron Udell, Founder and CEO of AccuQuote runs the numbers to see which type of policy really offers the most bang for the buck. Ever since term life…

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Honesty is the Best Policy When Buying Life Insurance

By Byron Udell | March 27, 2017

As they say, “Honesty is the best policy.” This is especially true when it comes to buying life insurance. The cost of lying on your policy application could prove catastrophic for your loved ones down the road. Let’s face it. People exaggerate on occasion. Sometimes they lie about their age. Or their weight. Or their…

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“Saving Your Age” Can be an Asset When Buying Life Insurance

By Byron Udell | March 23, 2017

One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. “Backdating” your policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One of these…

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Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?

By Byron Udell | March 14, 2017

In recent years, some cigarette smokers have switched to a more socially acceptable form of nicotine delivery – the e-cigarette. So, since these electronic alternatives (such as vaping) are lower in toxins than traditional tobacco cigarettes, can you get better rates for life insurance than if you smoke regular cigarettes? In certain circles, cigarette smoking…

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Can I Get Life Insurance if I Smoke Marijuana?

By Byron Udell | March 14, 2017

With the recent stories in the news regarding the loosening of some laws (in certain states) pertaining to the recreational or medical use of marijuana…do pot smokers now have a better chance at getting life insurance? Here’s the latest dope on the subject. In the not-so-distant past, being a pot smoker meant that most of…

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Buying Life Insurance Easier Than Getting to the Final Four

By Byron Udell | March 13, 2017

This Tuesday starts the annual, time-honored NCAA Basketball Tournament, known as “March Madness.” In the Division 1 Men’s tourney, 68 teams will vie for this prized championship trophy. For the next few weeks, hundreds of college athletes from all across America will fight to make it to the Final Four on April 1st (and they…

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Accessing Your Accelerated Death Benefit Can Be a Lifesaver

By Byron Udell | March 13, 2017

Having access to a policy’s Accelerated Death Benefit and adding a Waiver of Premium rider to your life insurance can help families better cope with a spouse’s terminal illness. Don Wachtel loved to fix and restore things. He was an expert tile craftsman, with a thriving business, and a good provider to his wife, Tonia…

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Should You Have a Contingent Life Insurance Beneficiary?

By Byron Udell | January 31, 2017

So what’s your life insurance beneficiary back-up plan? Consider listing a Contingent Life Insurance Beneficiary on your policy. It’s the smart thing to do. When you buy a life insurance policy, you must designate a beneficiary to receive your death benefit. The most common primary beneficiary is typically the spouse of the insured. So the…

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Can Diabetics Get Better Rates on Life Insurance?

By Byron Udell | May 17, 2016

Are you a diabetic? Do you have life insurance? If not, there’s some good news. Diabetics may now be able to get better rates for life insurance. To learn more, read on. Did you know that actor Tom Hanks, singer Patti LaBelle and tennis legend Billie Jean King all have Type 2 diabetes? Diabetes is…

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