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life insurance

What Happens to Your Personal Debts After You Die?

By Byron Udell | May 22, 2017

The average American is carrying a personal level debt load of nearly $62,000. If YOU were to suddenly DIE, what happens to your personal debts? Good question. Did you know that most Americans die in the red? In other words, most people who leave this world exit it with a pretty hefty heap of debt….

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Slimming Down for Summer – A User’s Guide

By Byron Udell | May 12, 2017

Summer is almost here. Are YOU ready? If not, we have some super suggestions for slimming down and eating healthy. And being healthy can save you money on life insurance. The first day of summer begins on June 21st. So fire up the grill…wax down that surfboard…slather on the sunscreen…and gather the family for a…

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For Father’s Day, Give the Gift of Life Insurance

By Byron Udell | May 10, 2017

Father’s Day is a great reminder that every dad needs life insurance. It’s the best gift he can get. [Editor’s Note: This blog was originally published on June 16, 2014. The content has been updated.] Father’s Day only comes around once a year. It’s a special day for dads across the nation.  I should know. …

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Does My Child Need Life Insurance?

By Byron Udell | May 9, 2017

Having a life insurance for your child could pay dividends in the long term. To find out more, read on. [Editor’s Note: This blog was originally published on August 24, 2006. The content has been updated.] For many of you out there, life insurance for children may be an unthinkable option. “My children aren’t earning,…

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Illinois is Helping Families Find Lost Life Insurance

By Byron Udell | April 24, 2017

At AccuQuote, we passionately believe in the power of life insurance. Having the safety and security of life insurance can help your loved ones stay in their home and pay bills, should you pass on before your time. But many people die without ever informing their families that they even had coverage. Perhaps the policy…

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Life Insurance Keeps Dreams Alive

By Byron Udell | April 3, 2017

Scott Young had a dream…to build a business and take care of his family. His life was cut tragically short by a freak accident. But his life insurance was able to keep his dream alive by providing his family with the financial security they needed. Scott Young and his brother David built the largest heating…

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Should I Buy Term Life Insurance and Invest the Difference?

By Byron Udell | April 3, 2017

There is an ongoing debate on which is the more beneficial: Buy Term Life Insurance and invest the difference…or purchase Permanent Life Insurance instead? In this blog, Byron Udell, Founder and CEO of AccuQuote runs the numbers to see which type of policy really offers the most bang for the buck. Ever since term life…

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Honesty is the Best Policy When Buying Life Insurance

By Byron Udell | March 27, 2017

As they say, “Honesty is the best policy.” This is especially true when it comes to buying life insurance. The cost of lying on your policy application could prove catastrophic for your loved ones down the road. Let’s face it. People exaggerate on occasion. Sometimes they lie about their age. Or their weight. Or their…

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“Saving Your Age” Can be an Asset When Buying Life Insurance

By Byron Udell | March 23, 2017

One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. “Backdating” your policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One of these…

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Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?

By Byron Udell | March 14, 2017

In recent years, some cigarette smokers have switched to a more socially acceptable form of nicotine delivery – the e-cigarette. So, since these electronic alternatives (such as vaping) are lower in toxins than traditional tobacco cigarettes, can you get better rates for life insurance than if you smoke regular cigarettes? In certain circles, cigarette smoking…

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