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Healthy Habits Equal Lower Life Insurance Premiums

Healthy habits can lower life insurance premiums.

By McKenzy Bowers | February 18, 2014

The healthier you are, the lower your life insurance rates can be. To learn how to live a healthier lifestyle and lower life insurance premiums, read on. A lot of people invest in term life insurance because its affordable.  It’s the most affordable form of life insurance and a great way to make sure the…

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Not-So-Secret Factors That Affect Your Life Insurance Rates

What affects life insurance rates?

By McKenzy Bowers | December 31, 2013

Have you ever wondered why insurers boost your life insurance rates? What exact personal information do insurance companies look for? To find out, read on. Ever wonder how your life insurance rated are determined? You could save some money by making a few changes to qualify for the best rates by keeping in mind the…

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November is National Long Term Care Awareness Month

senior couple waiting to cross the street edit

By McKenzy Bowers | November 1, 2013

November is National Long Term Care Awareness Month.  If you’ve never considered Long Term Care Insurance (LTC), take some time now to go through the facts and consider these tips. LTC insurance is not as expensive as you might think.  Today, LTC providers are doing all they can to make Long Term Care insurance (LTC)…

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Don’t Let Your Family’s Death Benefits Go Unclaimed

Do you know the amount of your policy's death benefits?

By McKenzy Bowers | August 16, 2013

Millions of dollars in life insurance death benefits go unclaimed every year. Don’t let this happen to your loved ones. Some shocking statistics: New York Life paid $3 billion in unclaimed death benefits in the year 2010 to families of individuals insured with them. Residents of New York State (eligible to receive claim checks because of legitimate…

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Are Annuities a Good Investment Option for Seniors?

Want to learn more about buying disability insurance options?

By McKenzy Bowers | February 28, 2013

If you’re a retiree or planning to retire soon, are annuities a good investment for your retirement portfolio? An annuity is a financial product that accepts payments (either a lump sum that accrues interest over time or payments in installments or premiums that will also accrue interest over time) and upon annuitization, will make a…

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Quick Tips for Saving Money on Life Insurance

Some quick tips on saving money on life insurance.

By McKenzy Bowers | January 31, 2013

You want to start saving money on life insurance? It’s not that hard. Just follow these great tips. There are some things in life you ought to do your homework on. One of these things is life insurance. When you’re ready to purchase a policy, make sure to look through this list of tips –…

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A Little Life Insurance Humor

Here's some life insurance humor.

By McKenzy Bowers | September 21, 2012

Life insurance…funny? Here’s a little life insurance humor to brighten your day. To commemorate Life Insurance Awareness Month this September, nothing works as well as life insurance awareness messages from our peers around the world through advertisements and stories we’ve collected from the World Wide Web. And to mark the start of a great week,…

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Smoking and Life Insurance are Not a Good Combo

By McKenzy Bowers | April 18, 2012

Think smoking is cool? You know what’s NOT cool? Paying sky-high smokers rates for life insurance. In short, smoking and life insurance are not a good match. Although movies make smoking look really cool…and let’s be honest, it makes gangsters look pretty intimidating…the habit is nothing but a disaster. Not only does it literally suck…

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Do You Know What Your Homeowners Insurance Covers?

A Life Insurance Family Survivor Guide can help those left behind.

By McKenzy Bowers | February 15, 2011

If you don’t know what your homeowners insurance covers and what it doesn’t, you should find out BEFORE something happens, not after. The dangerous and costly winter weather this year, especially in the Midwest where AccuQuote’s Wheeling, IL office is located, has made many owners wonder exactly what is covered in their homeowners insurance policy –…

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The Cost of Lying on Your Life Insurance Application

Chalkboard Displaying Life Insurance 101 in large letters

By McKenzy Bowers | October 5, 2009

Lying on your life insurance application can come back to bite you on the butt big time. To find out why, read on. An affordable life insurance policy is easy to find, so there’s no need to lie on your application. Since term life insurance rates are near historic lows, almost everyone can find a…

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