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6 Factors That May Raise Your Life Insurance Rates

What determines life insurance rates?

By Byron Udell | May 30, 2017

What are the factors that raise life insurance rates? Here’s 6 items at the top of the list. [Editor’s Note: This blog was originally published on March 3, 2014. The content has been updated.] Insurance costs vary and depend on a number of factors.  Age, sex, medical history, profession, and location are a few examples of…

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Can I Get Life Insurance if I’m Not a U.S. Citizen?

Is there life insurance for non-U.S. citizens?

By Byron Udell | May 9, 2017

Is there life insurance for non-U.S. citizens? For the surprising answer, read on. [Editor’s Note: This blog was originally published on December 1, 2006. The content has been updated.] Here’s a question we’re asked every once in a while here at AccuQuote: “Can I get life insurance if I am not a U.S. citizen?” The…

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What Does a Rated Life Insurance Policy Mean?

What determines life insurance rates?

By Byron Udell | April 24, 2017

What’s a Rated Life Insurance Policy? If you don’t know what that term means, then you might find this blog informative. [Editor’s Note: This blog was originally published on December 20, 2006. The content has been updated and expanded.] As we all know, insurance companies are in the “risk assessment” business. But not all “risks”…

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Sleep Apnea is Nothing to Snore About

It's Life Insurance Awareness Month. Stop procrastinating.

By Byron Udell | March 10, 2016

Sleep Apnea can be a serious condition if it’s not treated. Do it for you. Do it for your life insurance. Yes, you could get better rates if your sleep apnea is more manageable. To learn more about sleep apnea life insurance options. As that old saying goes: “What you don’t know can hurt you.”…

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Even With Heart Disease, You Can Still Get Life Insurance

You can get life insurance, even if you've had heart disease.

By Byron Udell | March 3, 2016

Can you get life insurance if you have some history of heart disease? The answer might surprise you. Find out more about heart disease life insurance options. Medical science is so cool. A century ago, our average life expectancy was about 50 years. Now add 25 more and we’re up to date. That quarter-century longevity…

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The Lowdown on High Cholesterol and Life Insurance

Where is health care reform in the U.S. presently?

By Byron Udell | March 1, 2016

What does cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…

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How Does Marijuana Use Affect Your Life Insurance Rates?

Do you know who your life insurance beneficiaries are?

By Byron Udell | July 14, 2015

Even if you occasionally smoke marijuana, you may still be able to get life insurance at rates that won’t bum you out. To find out more, read on. If you’re a regular reader of this blog…and if you’re not, you should be!…then you know I’ve written about marijuana use and how it affects life insurance…

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If You Have Breast Cancer, Can You Still Get Life Insurance?

By Byron Udell | October 27, 2014

October is Breast Cancer Awareness Month. One in eight women will develop breast cancer. But can you get life insurance if you’ve have or had breast cancer? Is there such a thing as breast cancer life insurance options? The answers may surprise you. October is Breast Cancer Awareness Month.  There’s pink all over—in NFL games;…

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Not-So-Secret Factors That Affect Your Life Insurance Rates

What affects life insurance rates?

By Byron Udell | December 31, 2013

Have you ever wondered why insurers boost your life insurance rates? What exact personal information do insurance companies look for? To find out, read on. Ever wonder how your life insurance rated are determined? You could save some money by making a few changes to qualify for the best rates by keeping in mind the…

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Smoking and Life Insurance are Not a Good Combo

By Byron Udell | April 18, 2012

Think smoking is cool? You know what’s NOT cool? Paying sky-high smokers rates for life insurance. In short, smoking and life insurance are not a good match. Although movies make smoking look really cool…and let’s be honest, it makes gangsters look pretty intimidating…the habit is nothing but a disaster. Not only does it literally suck…

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