The Lowdown on High Cholesterol and Life Insurance
What do cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…
6 Factors That May Raise Your Life Insurance Rates
Insurance costs vary and depend on a number of factors. Age, sex, medical history, profession, and location are a few examples of the factors that go into calculating insurance premiums. Taking precautions and cutting out bad habits or improving on certain lifestyle shortcomings can result in lower rates. Factors that can raise your life insurance premium…
Can I Get Life Insurance if I’m Not a U.S. Citizen?
Is there life insurance for non-U.S. citizens? For the surprising answer, read on. Here’s a question we’re asked every once in a while here at AccuQuote: “Can I get life insurance if I am not a U.S. citizen?” The short answer is…yes. You may qualify for a life insurance policy here in the U.S., but…
What Does a Rated Life Insurance Policy Mean?
As we all know, insurance companies are in the risk assessment business. But not all risks are the same. Especially when it comes to life insurance. So insurance carriers quantify risk levels with a simple rating system. Life insurance rates classes Most life insurance carriers have four rate classes. Typically, the four primary rate categories…
Sleep Apnea is Nothing to Snore About
Sleep Apnea can be a serious condition if it’s not treated. Do it for you. Do it for your life insurance. Yes, you could get better rates if your sleep apnea is more manageable. To learn more about sleep apnea life insurance options. As that old saying goes: “What you don’t know can hurt you.”…
Even With Heart Disease, You Can Still Get Life Insurance
Can you get life insurance if you have some history of heart disease? The answer might surprise you. Find out more about heart disease life insurance options. Medical science is so cool. A century ago, our average life expectancy was about 50 years. Now add 25 more and we’re up to date. That quarter-century longevity…
How Does Marijuana Use Affect Your Life Insurance Rates?
Even if you occasionally smoke marijuana, you may still be able to get life insurance at rates that won’t bum you out. To find out more, read on. If you’re a regular reader of this blog…and if you’re not, you should be!…then you know I’ve written about marijuana use and how it affects life insurance…
If You Have Breast Cancer, Can You Still Get Life Insurance?
October is Breast Cancer Awareness Month. One in eight women will develop breast cancer. But can you get life insurance if you’ve have or had breast cancer? Is there such a thing as breast cancer life insurance options? The answers may surprise you. October is Breast Cancer Awareness Month. There’s pink all over—in NFL games;…
Not-So-Secret Factors That Affect Your Life Insurance Rates
Have you ever wondered why insurers boost your life insurance rates? What exact personal information do insurance companies look for? To find out, read on. Ever wonder how your life insurance rated are determined? You could save some money by making a few changes to qualify for the best rates by keeping in mind the…
Smoking and Life Insurance are Not a Good Combo
Think smoking is cool? You know what’s NOT cool? Paying sky-high smokers rates for life insurance. In short, smoking and life insurance are not a good match. Although movies make smoking look really cool…and let’s be honest, it makes gangsters look pretty intimidating…the habit is nothing but a disaster. Not only does it literally suck…