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The Do’s and Don’ts of Buying Life Insurance

Why aren't Americans buying life insurance?

By Byron Udell | May 30, 2017

Buying Life Insurance?  Use this list to prepare for a meeting with your agent, or look through it for new information to help tailor a policy to your needs. [Editor’s Note: This blog was originally published on August 2, 2013. The content has been updated.] Below are some “do’s” and “don’ts” to think about when…

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Can You Get Life Insurance if You’ve Been in Jail?

Can you get life insurance if you've been in jail?

By Byron Udell | April 4, 2017

Think you can get life insurance with a “get out of jail” card? Can having been in jail be a barrier to getting coverage? Read on and find out. [Editor’s Note: This post was originally published on December 8, 2009, and has been completely revamped and updated.] Nobody wants to spend time in jail. But…

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Honesty is the Best Policy When Buying Life Insurance

Honesty is the best policy when buying life insurance.

By Byron Udell | March 27, 2017

As they say, “Honesty is the best policy.” This is especially true when it comes to buying life insurance. The cost of lying on your policy application could prove catastrophic for your loved ones down the road. Let’s face it. People exaggerate on occasion. Sometimes they lie about their age. Or their weight. Or their…

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Buying Life Insurance Easier Than Getting to the Final Four

It's easier to get life insurance than get to the Final Four.

By Byron Udell | March 13, 2017

This Tuesday starts the annual, time-honored NCAA Basketball Tournament, known as “March Madness.” In the Division 1 Men’s tourney, 68 teams will vie for this prized championship trophy. For the next few weeks, hundreds of college athletes from all across America will fight to make it to the Final Four on April 1st (and they…

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What Is Breach of Utmost Good Faith?

Is my American General life insurance safe?

By Byron Udell | March 10, 2017

When it comes to buying life insurance, honesty is the best policy. A “breach of utmost good faith” to your carrier can have catastrophic consequences to your coverage. To find out more, read on. Insurance, like most contracts between consumers and a business, is built on trust. A common law principle, “utmost good faith,” is…

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Women, You Need Life Insurance, Too!

Women need life insurance too.

By Byron Udell | October 14, 2015

Women have less life insurance than men. That needs to change. In a recent blog post, I talked about a frightening statistic that showed how many people do not have life insurance. Well, a recent article by Consumer Affairs focused on one specific part of the population: women. Life insurance ownership is even lower among…

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Buying Life Insurance the Right Way

Avoid these 7 life insurance mistakes when you buy a policy.

By Byron Udell | August 19, 2013

Buying life insurance can be scary. Especially if you’ve never done it before. Here are some quick tips to help you make smarter policy decisions. Today, many families don’t have life insurance or don’t have enough and some think the product is overrated.  Because many of our decisions are prompted by our peers, we’re more…

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Choosing the Best Life Insurance Agent

Why Millennials are not into life insurance.

By Byron Udell | August 8, 2013

How do pick a good life insurance agent? [Editor’s Note: This blog was originally published on August 8, 2013. The content has been updated.] Investopedia, the layman’s go-to source for explanations on finance related questions, has an interesting article on qualities that a good life insurance agent ought to have.  It’s a great indicator of…

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3 Easy Ways to Lower Your Life Insurance Premiums

September is Life Insurance Awareness Month.

By Byron Udell | July 30, 2013

Think life insurance rates are too high? Follow these tips to lower your premiums. Get healthy! It’s the easiest way to get significant reductions in life insurance premiums, but perhaps the hardest.  What lifestyle changes can you make in order to get cheaper life insurance premiums? For starters, quit smoking if you currently smoke. Smoker rates…

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Quick Tips for Saving Money on Life Insurance

Some quick tips on how to save money on life insurance.

By Byron Udell | January 31, 2013

You want to save money on your life insurance? Follow these great tips. There are some things in life you ought to do your homework on. One of these things is life insurance. When you’re ready to purchase a policy, make sure to look through this list of tips – some of the dos and…

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