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[VIDEO] 5 Things You Didn’t Know About Life Insurance Underwriting

number 5 painted on a plate bolted to a metal door

By Selene Garcia | January 30, 2019

Whether you’re in the midst of the underwriting process or simply considering purchasing a life insurance policy, there are 5 facts you should know about life insurance underwriting. But if you have only one take-away from this it’s, don’t lie. Be upfront and honest because the consequences can be severe – including your family being…

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Buying Life Insurance the Right Way

Will Social Security Disability Insurance run out in 2028?

By Byron Udell | July 31, 2017

Buying life insurance can be scary. Especially if you’ve never done it before. Here are some quick tips to help you make smarter policy decisions. [Editor’s Note: This blog was originally published on August 19, 2013. The content has been updated.] Today, many families don’t have life insurance or don’t have enough and some think…

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The Do’s and Don’ts of Buying Life Insurance

Thinking about buying life insurance?

By Byron Udell | May 30, 2017

Buying Life Insurance?  Use this list to prepare for a meeting with your agent, or look through it for new information to help tailor a policy to your needs. [Editor’s Note: This blog was originally published on August 2, 2013. The content has been updated.] Below are some “do’s” and “don’ts” to think about when…

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Choosing the Best Life Insurance Agent

AccuQuote agents are here for you.

By Byron Udell | April 30, 2017

Having trouble choosing a life insurance agent? [Editor’s Note: This blog was originally published on August 8, 2013. The content has been updated.] Investopedia, the layman’s go-to source for explanations on finance related questions, has an interesting article on qualities that a good life insurance agent ought to have.  It’s a great indicator of values,…

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Can You Get Life Insurance if You’ve Been in Jail?

Can you apply for life insurance in jail?

By Byron Udell | April 4, 2017

Think you can get life insurance with a “get out of jail” card? Can having been in jail be a barrier to getting coverage? Can you apply for life insurance in jail? Read on and find out. [Editor’s Note: This post was originally published on December 8, 2009, and has been completely revamped and updated.]…

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Honesty is the Best Policy When Buying Life Insurance

Lying on your life insurance application is not a good idea.

By Byron Udell | March 27, 2017

As they say, “Honesty is the best policy.” This is especially true when it comes to buying life insurance. The cost of lying on your life insurance application could prove catastrophic for your loved ones down the road. Let’s face it. People exaggerate on occasion. Sometimes they lie about their age. Or their weight. Or…

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Buying Life Insurance Easier Than Getting to the Final Four

It's easier to get life insurance than get to the Final Four.

By Byron Udell | March 13, 2017

This Tuesday starts the annual, time-honored NCAA Basketball Tournament, known as “March Madness.” In the Division 1 Men’s tourney, 68 teams will vie for this prized championship trophy. For the next few weeks, hundreds of college athletes from all across America will fight to make it to the Final Four on April 1st (and they…

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What Is Breach of Utmost Good Faith?

What Is Breach of Utmost Good Faith?

By Byron Udell | March 10, 2017

When it comes to buying life insurance, honesty is the best policy. A “breach of utmost good faith” to your carrier can have catastrophic consequences to your coverage. To find out more, read on. Insurance, like most contracts between consumers and a business, is built on trust. A common law principle, “utmost good faith,” is…

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3 Easy Ways to Lower Life Insurance Premiums

Helpful Tips text with glowing light bulb on wood texture

By Byron Udell | July 30, 2016

Think life insurance rates are too high? Follow these tips to lower life insurance premiums. Get healthy! It’s the easiest way to get significant reductions in life insurance premiums, but perhaps the hardest.  What lifestyle changes can you make in order to get cheaper life insurance premiums? For starters, quit smoking if you currently smoke. Smoker…

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Women, You Need Life Insurance, Too!

Women need life insurance too.

By Byron Udell | October 14, 2015

Women have less life insurance than men. That needs to change. Find out more on life insurance for women. In a recent blog post, I talked about a frightening statistic that showed how many people do not have life insurance. Well, a recent article by Consumer Affairs focused on one specific part of the population:…

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