Speak to a Live Person.    Call 800-442-9899

Life Insurance Can’t Wait Another 20 Pounds

Metal urn at a funeral

By Byron Udell | May 15, 2019

Life insurance is important. Yet, half of Americans have no life insurance. The other half owns a policy, but only about 3x their annual income in death benefit. Bottom line: Folks either have no life insurance or are tragically underinsured.  For someone who owns 3x their salary in life insurance, I often ask them, “When you die, how long do you plan to be gone?  If it’s more than 3 years, your family may have a huge problem!”

Well, today I received a text from a friend. He sells home and auto insurance mostly (we don’t). He also sells a bit of life insurance. The text was very disturbing.

Actual screenshot of the text:

“A buddy of mine, u don’t know him, has all his p&c and biz insurance through my office, telling me for years he wants $500k term but keeps putting it off”

“He’s 53 5’10, 23 lbs like to party, no-exercise. Last week having trouble breathing, calls 911, he’s dead when they get there six minutes later, massive heart attack”

“You’ve heard that a million times, hits home when it’s someone u know”

“He wNte to wait nd lose 20 lbs for a cheaper rate”

We hear all the excuses… it’s too expensive, let me get healthier to bring down the cost, I don’t want to pay for something I don’t benefit from…the list goes on. But when death comes knocking, reality comes like a slap in the face. 

And as families grapple with the loss, questions begin to arise…how is the mortgage going to get paid? Will there be enough for tuition? Food? Clothing?…you get where this is going.  

Any way you slice it, it sure puts an exclamation point on those procrastinators and those who think that it’s a good idea to wait for something to change or get better (losing weight, lower cholesterol, etc.). People need the coverage NOW.  We don’t want to have what happened to this guy happen to you!  

Unfortunately, it happens every day.  

Call us today at 800-496-9083 and speak to a real person! We do it all right over the phone. It’s easy… no three-hour kitchen table face off. You have enough things to think about, so we’ve taken the stress out of shopping for life insurance.

Keep Reading and Learn How to Save Money for Life

Shopping for life insurance. Where to begin?

How is my life insurance rate figured out?

Learn about the different kinds of life insurance

Blog Policies
Content, articles, information and opinions expressed on the AccuQuote Blog, whether provided by the authors or public visitors to the website, are provided to help consumers make informed decisions regarding their insurance needs and options. Opinions expressed in the articles are strictly those of the authors and may not represent the view of AccuQuote, its officers, employees, clients or the companies whose products are offered by AccuQuote.
The information, content, and services provided on this site are not intended to be, and should not be construed as legal, tax, financial planning, or other professional advice.  Visitors to the site should look to and rely on their own professional advisors for such advice. 
AccuQuote will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of use of any content posted on the AccuQuote Blog.  By visiting the AccuQuote Blog, you acknowledge and agree that you use the content at your own risk and bear all risks associated with your use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.
See also our website terms and conditions Terms & Conditions

 

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.