Mother’s Day is almost here. Give that special woman best gift ever…life insurance! Yes, it’s the gift that keeps giving all year long. To learn why your spouse needs coverage, read on.
[Editor’s Note: This post was originally published on May 2, 2016, and has been slightly revised.]
Hey, news flash! Mother’s Day is almost here. And if you’re one of those I’m-just-gonna-wing-it kind of guys, you probably still haven’t gotten your better half a gift yet. Well, the clock is ticking. And whether you’ve been married for five years or fifty, your wife still thinks Mother’s Day is something special. So, trust me, giving her a coffee mug with her name written in crayon is not gonna cut it. (Some guys learn this lesson the hard way.)
May I make a suggestion? Instead of getting her that last-minute bouquet from your local 7-Eleven, get your wife something that will last a lot longer than some droopy daisies. Give her the gift of life insurance.
Okay, I know what you’re thinking. But hear me out. Getting life insurance on yourself is one of greatest ways to say “I love you” there is. It says that you love your wife enough to protect her financially in case something should happen to you. And that’s what life insurance does. It provides financial security and peace of mind. If you were to die tomorrow, how would your spouse pay for the mortgage, food, utilities, etc.? Certainly something to think about.
And while you’re at it, you should insure your wife as well. Do you know how much it would cost if you had to pay for all the things she does for free? If your wife is a stay-at-home mom, she’s the caregiver, housekeeper, event planner, chauffeur, and the ultimate multitasker. If she got paid for all these jobs, it would cost as much as $120,000 a year. Do you have 100K in the family cookie jar?
And if your wife is a working mom, think how much of your combined household budget is spent on domestic help, babysitters, and other assorted duties and expenses on an annual basis. I’ll bet it adds up to quite a sum.
Yes, both breadwinners and caregivers need life insurance. There’s no greater Mother’s Day gift, believe me. Because it provide cold, hard cash at precisely the moment when your family needs it most. No other product does that. And the long-term benefits of life insurance will outlast that candy sampler from the drug store.
There’s no better time to insure your family than right now. In about the same amount of time it would take to make a cup of coffee, you can get the ball rolling. Of course, getting insured doesn’t happen overnight, but it’s a Mother’s Day gift that will provide untold benefits for years to come.
And it wouldn’t hurt to bring home some flowers and chocolate too. Think of it as the Mother’s Day trifecta.