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Life Insurance Statistics – The News Ain’t Good

Here's some important life insurance statistics.

By Byron Udell | August 14, 2017

Do you have enough Life Insurance? Recent life insurance statistics show that most Americans have little or no coverage. To find out why this is not a good thing, read on. [Editor’s Note: This blog was originally published on September 24, 2014. The content has been modified.] I wanted to take some time to share…

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Keep Your Life Insurance Policy In Force to Win the Game

Win the game of life insurance.

By Byron Udell | May 22, 2015

It’s a fact that most life insurance companies hardly ever pay out on a death claim. Why is that? To find out the answer, read on. It’s perfectly legal for life insurance companies to take years or even decades of premiums from their customers and NEVER pay on a death claim. Life insurance companies are…

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‘Tis the Season…for Buying Life Insurance

September is Life Insurance Awareness Month.

By Byron Udell | January 2, 2015

At the start of another new year, perhaps a good resolution would be buying life insurance. In January, we see a huge spike in interest and purchasing life insurance.  Why?  Well, one reason is because people have just finished a holiday season filled with family and loved ones.  If there’s ever a reminder of what…

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Life Insurance 101 – Enroll Now to Help Pay for College

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By Byron Udell | August 7, 2014

Having life insurance is great way to ensure that you kid will have the funds to go to college – even if you can’t be there on Graduation Day. Life insurance can help paying for college less of a hardship. August is here, and while I only have one kid left in college, it seems…

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Stay-at-Home Moms Need Life Insurance Too

Here's the best ways for buying life insurance for single moms.

By Byron Udell | May 7, 2014

Stay-at-Home moms need life insurance too. Think how much it could cost if you had to PAY for all her jobs. To hear more, read on. How would you react to a job offer where you were expected to work 24/7 in different capacities…sometimes as a cook, sometimes a nanny, sometimes a nurse?  That’s exactly…

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Healthy Habits Equal Lower Life Insurance Premiums

Healthy habits can lower life insurance premiums.

By Byron Udell | February 18, 2014

The healthier you are, the lower your life insurance rates can be. To learn how to live a healthier lifestyle and lower life insurance premiums, read on. A lot of people invest in term life insurance because its affordable.  It’s the most affordable form of life insurance and a great way to make sure the…

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The Cost of Lying on Your Life Insurance Application

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By Byron Udell | October 5, 2009

Lying on your life insurance application can come back to bite you on the butt big time. To find out why, read on. An affordable life insurance policy is easy to find, so there’s no need to lie on your application. Since term life insurance rates are near historic lows, almost everyone can find a…

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Insurable Interest Explained

By Byron Udell | October 28, 2008

What is Insurable Interest? A lot of people often ask the question, “what is insurable interest and why is it a must have when buying a life insurance policy?” For purposes of life insurance policies, everyone is considered to have an insurable interest in their own lives and in the lives of their spouses and…

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Is My AIG (American General) Life Insurance Safe?

What Is Breach of Utmost Good Faith?

By Byron Udell | September 15, 2008

AIG has been in the news a lot recently. If you have an American General (part of AIG) policy, should you be concerned? For answers, read on. If you hold a life insurance policy from American General (an AIG subsidiary) and you’ve been paying attention to the news, it’s completely understandable as to why you…

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How IRS Tax Exempt Rules Affect Key Man Life Insurance

Here's some life insurance benefits you may not know about.

By Byron Udell | July 25, 2008

How does the 2008 IRS tax exempt rules Key Man Life Insurance for S-Corporations? To find out, read on. A 2008 Internal Revenue Service addressed the tax exempt treatment of life insurance policy proceeds on Key Man life insurance policies of Sub-chapter S-Corporations; medical and/or otherwise. The 2008-42 Revenue Ruling addresses the issue of whether…

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