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e-cigarettes

Quitting Smoking Lowers Life Insurance Rates

Cigarette standing on filter burned down with tall ash

By Byron Udell | August 5, 2017

If you’re annoyed that smokers pay more for life insurance, there’s a simple solution…quit! Think life insurance for smokers is expensive? Smokers end up paying at least two times more than their healthier, non-smoking counterparts in life insurance policy premiums. Yes, we said at least. There is no leeway when it comes to smoking and the…

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Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?

man vaping in a bar

By Byron Udell | March 14, 2017

In recent years, some cigarette smokers have switched to a more socially acceptable form of nicotine delivery – vaping. So, since these electronic alternatives are lower in toxins than traditional tobacco cigarettes, what are the vaping life insurance options these days? In certain circles, cigarette smoking has become rather unfashionable these days. You can’t smoke…

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