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accelerated death benefit

Life Insurance Riders – Live With Your Policy In Force

Survivorship life insurance can help protect your estate for your kids.

By Byron Udell | July 12, 2017

Most people think that life insurance only benefits those left behind. Not true. There are actually some terrific insurance products that can benefit YOU…the policyholder…while you’re ALIVE. For years, I have been talking about “How to Win the Game of Life Insurance.” The key to winning the game is six little words: “Die with your…

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Accessing Your Accelerated Death Benefit Can Be a Lifesaver

Accessing your policy's death benefit can be a life saver for your family.

By Byron Udell | March 13, 2017

Having access to a policy’s Accelerated Death Benefit and adding a Waiver of Premium rider to your life insurance can help families better cope with a spouse’s terminal illness. Don Wachtel loved to fix and restore things. He was an expert tile craftsman, with a thriving business, and a good provider to his wife, Tonia…

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Life Insurance Benefits You May Not Know About

How IRS tax exempt rules affect Key Man Life Insurance.

By Byron Udell | August 21, 2015

Did you know that there are life insurance benefits you may be able to take advantage of without dying? It’s true! Life insurance is an amazing product, and a feature known as the Accelerated Death Benefit can make it even more valuable than most people realize. The concept behind the Accelerated Death Benefit is simple: under…

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