This Independence Day, think about the freedom that comes with having life insurance.
[Editor’s Note: This blog was originally published on July 22, 2014. The content has been updated.]
When I think of the Fourth of July, I think freedom. And life insurance.
Believe it or not, life insurance and freedom are related. When you or your family receives a death benefit, that money for the most part is delivered tax-free. When you know your family is protected, you are free from the heavy burden that comes with NOT having coverage. When you decide to do the right thing and get a quote, it’s FREE…and takes only a few minutes.
You’re probably thinking, I’m healthy, I’m (sort of) young, I’m not going to die. And you’re probably right – that is, chances are you won’t die tomorrow. But you will die. I can guarantee it. I’ve been in this business for almost 30 years, and I’ve met plenty of people who said they’d “get to life insurance later” or they “didn’t have time right now” to think about it. And I’ve seen cases where a person continues to put it off only to unexpectedly die. This stuff really happens.
Let’s be frank…no one gets excited about buying life insurance…paying premiums…and coming to grips with the fact that you’re going to die. But that day will come. And when it does, will your family have enough money to pay for your funeral, monthly rent or mortgage payments, food, tuition, clothes, medical expenses, car payments and utilities? Will the people you love most still have the freedom to live life the way you want them to?
You can either die with life insurance…or without it.
But ask yourself this before going another day without life insurance (or without enough coverage): Can you fathom a scenario where you’d be better off dying WITHOUT it?
If YOU don’t do something, WHO WILL? If not NOW, when?