Michael Sizemore survived a tragic auto accident, which left him with many injuries. But he’s bouncing back thanks to the benefits of disability insurance. Read more about Michael’s experience, then watch his video by Life Happens.
At age 27, Policy and Implementation Associate Michael Sizemore was training for his first marathon. While crossing the street, Michael was hit head-on by a drunk driver. He sustained multiple leg fractures, a separated shoulder, a fractured cheekbone, a skull fracture, and traumatic brain injury.
Michael’s injuries required him to endure over a year and a half of grueling physical, occupational, and speech therapy. Not only did his hospital bills total nearly $2 million, but he still hasn’t recovered enough to reenter the workforce. And to make matters worse, his brain injury has made him prone to occasional seizures.
So how was Michael able to move forward after suffering blunt force trauma? Disability Insurance. Disability insurance is a type of policy that can replace some of the income you lost, due to being sidelined with a temporary injury.
According to the Council of Disability Awareness, you are 4 times more likely to become disabled than you are to die before you reach age 65.
Typically, when an employer offers disability insurance (DI), it is administered through a group employee plan. In the case of Michael’s employer, he purchased individual disability policies for each of his employees. This gave Michael the freedom to manage his DI policy as he saw fit.
“Disability insurance gives me my freedom,” says Michael. “I can pay the bills. I can go about doing my life as I please.”
Michael’s individual disability insurance provides him with a monthly income and pays for many of his rehabilitation expenses. That’s the power of Disability Insurance!
“No one plans for a tragedy. But when you have one, having disability insurance will give you your freedom back.”
To learn more about the benefits of disability insurance or how to purchase this type of coverage, talk to us. At AccuQuote, we only work with the top-rated, brand-name insurance companies you know and trust.