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Iowa Life Insurance

Life insurance is an important part of a family’s financial plan. If you are looking for policies in Iowa, AccuQuote can make it easy for you, and help you save some money. We’ll find the best values you may qualify, just like we have for hundreds of thousands of people since 1986.

Benefits of Iowa Life Insurance

The State Insurance Code of Iowa regulates the life insurance industry in the state. The code protects Iowa citizens who buy life insurance through provisions including:

Processing of Death Benefits: All companies are required to settle death claims quickly.  This usually means within 30 days, provided all the necessary paperwork is in order. The State Insurance Code of Iowa provides that life insurance companies pay interest on death benefits. Interest begins to be applied on the date the claim is filed. If the life insurance company does not pay within 30 days, the interest rate increases on the 31st day.

Grace Period: Companies must provide a 30-day grace period to insurance holders who have missed a payment before canceling their policy.

Companies are protected by State Statutes, too. They have the right to contest any information that a consumer submits on the application for up to two years from the date the policy has been issued. If there is any discrepancy, the policy can be terminated and you may be subject to criminal charges or penalties.

Protect Your Family Today!

Give AccuQuote a call today at 800-442-9899, and let us help you quickly and easily find the best Iowa life insurance rates without ever leaving your home or office. Or, click the Get Started button below to request your free quote.

Iowa life insurance quote

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