Speak to a Live Person.    Call 800-442-9899

Don’t Buy Any Life Insurance Until You Watch This!

Learn the secrets for buying life insurance.

By Byron Udell | October 3, 2016

Thinking about buying life insurance?

Know how much you need?

Are you sure?

Worried you might get ripped off?

How would you know?

Do you know the right questions to ask?

Want some help?

Get a Quote

If you want a concise, informative, and genuinely useful way of buying life insurance, our buying guide to help you determine:

• How much coverage you really need
• What kind of coverage makes the most sense for you (term, whole life,
universal life, etc.)
• Which insurance companies offer the best values
• How to pick the right insurance agent
• The REAL secret of how to win the game of life insurance

Watch this informative video. Or you can read more about this topic below:

Got life insurance?

If not, you could potentially be leaving your loved ones open to a world of hurt. What if you suddenly died tomorrow…how would your family get by financially? How would your spouse pay for the mortgage…utilities…health care…your kids’ college tuition, etc.?

Think about it.

The truth is, everybody needs life insurance. Buying life insurance is one of the smartest things you can do for yourself…and your family. Life insurance turns pennies into dollars when your family needs it the most.

Seriously, what’s stopping your from buying this product?

Especially when it’s so easy to get a quick quote. Just click on the button below. It’s that easy.

Get a Quote

Still not sure? Let’s talk.

First, you should figure out what type of life insurance best suits YOUR needs.

Term Life Insurance is certainly the most affordable. A term life policy now costs about a third of what it did just 20 years ago. A 35-year old male can get a half a million dollars of term life coverage for over 20 years…for less than a dollar a day. Term life policies are typically sold in terms of 10, 15, 20, 25 and 30 years.

Term life insurance can also be good investment as well. With a Return of Premium (or ROP) term life policy, you can get 100 percent of your premiums back…if you are alive at the end of the term. It’s like getting life insurance…with a money back guarantee!

Say you buy a $1 million policy with a 30-year term, and your premiums are $10,000 per year (depending on your age, health and other factors). With an ROP term policy, at the end of the 30th year, the insurance company will pay you $300,000…tax-free! Think of the money as a new huge asset in your retirement portfolio. And if you do die before the term, then your family will collect the $1 million death benefit.

An ROP policy does cost more than a traditional term life, but it can be a better way to win the game of life insurance.

The downside of term life insurance is that these type of policies only covers you for a temporary period of time. And when the term of that policy ends, the new premiums skyrocket upward dramatically. Frankly, most people…at that point…simply drop the policy. Which is good for the insurance company…but bad for you.

But the only way to win the game of life insurance…is to die with your policy in force. Meaning, your policy has to be current. Then you’ve won.

If you don’t want to lose sleep at night worrying about your policy suddenly expiring, perhaps you should consider Permanent Life Insurance. There’s no expiration date on this type of product. And the rewards are just amazing! Take a woman, age 43..with a $500,000 Permanent Life policy…making premiums of $2,500 a year. At age 86…43 years later…she would’ve paid $107,500 in premiums. If she died the same year at age 86…her family would receive $500,000 tax-free. That’s a net gain of $392,500! And the tax rate of return is over 7 percent! What other investment product competes with this level of return?

And one of the best places for buying life insurance that’s absolutely affordable is at AccuQuote. Since 1986, we have helped hundreds of thousands of customers get over $100 billion in coverage.

At AccuQuote, we can provide quality, competitive life insurance quotes from the top-rated, brand-name insurance companies you know and trust. And we can help YOU get the life insurance you need…at a price you can afford. Just click on the “Get a Quote” button above to get started. We love to help people save money.

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.