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Date of birth* Month January February March April May June July August September October November December Day12345678910111213141516171819202122232425262728293031 Year20022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935 Please select complete date of birth
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Tobacco/Nicotine Use* Please Choose...I have never smokedI quit over 5 years agoI quit 3-5 years agoI quit 2-3 years agoI quit 1-2 years agoI quit less than 1 year agoI smoke no more than 1 pack a dayI smoke more than 1 pack a dayI smoke cigarsI smoke a pipeI chew tobaccoI smoke an e-cigaretteI am on "the patch"I chew nicotine gum Please select tobacco use
Health Level*How do I determine my health level? Please Choose...Very Healthy (PREF+)Above Average (PREF)Average (STD) Please Select Health Level
Coverage Type 35-Year Guaranteed Level Term30-Year Guaranteed Level Term25-Year Guaranteed Level Term20-Year Guaranteed Level Term15-Year Guaranteed Level Term10-Year Guaranteed Level Term Please Select Coverage Type
Your annual income before tax: $
% of income needed by your dependents:5051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100 %
Your age: years
Number of years benefits are needed: 1011121314151617181920212223242526272829303132333435363738394041424344454647484950
Annual inflation rate (estimate): 12345678 %
Annual interest rate (estimate): 12345678910 %
Based on the information you provided, you need about to replace your income for the next years.
So this is the amount of insurance that you really should have, but it's equally important that you get a policy that you can afford to keep. Our recommendation is to click the continue button below, finish the quote form and start with an amount somewhere near this number. With today's historically low rates, you may be surprised at how affordable it is. You can then use the options right above your quote results to make adjustments, if you like.
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Coverage AmountNot sure? Use our calculator.
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