Looking for a convenient way to get the best values in Louisiana life insurance policies? AccuQuote can help you compare the prices and features of dozens of plans from top life insurance companies. We can help you identify important issues and make meaningful recommendations about the coverage you need. Since we got started in 1986, we’ve given quote and advice to hundreds of thousands of people. We’re pretty good at it.
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Benefits of Louisiana Life Insurance
The State Insurance Code of Louisiana regulates the life insurance industry in the state. The code safeguards the interests of anyone purchasing a life insurance policy through provisions such as:
Processing of Death Benefits: All Life Insurance companies are required to settle death claims within a reasonable amount of time. Provided all the paper work is in order this is usually within two months.
Grace Period: Life Insurance companies must provide a 30-day grace period to insurance holders who miss a payment before canceling their policy.
Life insurance companies are protected by State Statutes and have the right to contest any information that a consumer puts on the application for up to two years from the date the policy has been issued. If there is any discrepancy, the policy can be terminated. An exception is made for misstated age. If the age is incorrectly stated, the policy rate is adjusted to reflect the correct age.
Give AccuQuote a call today at 800-442-9899, and let us help you quickly and easily find the best life insurance rates without ever leaving your home or office. You can also request your free life insurance quote by clicking the button below.