Preparing For Your Life Insurance Medical Exam


Life insurance learning center
Share |

A medical exam is required before many types of life insurance policies can be issued. It helps insurance underwriters determine your risk of death at any given time. Someone who is in excellent overall health will have a lower term life insurance rate than someone who is in poor health.

The life insurance test is similar to an annual checkup. It consists of:

The life insurance health exam, performed by a licensed medical professional, can take place in your home or office and is paid for by the issuing life insurance company. It should not take more than 30 minutes to complete the exam.

By properly preparing for your medical exam, you can avoid abnormal results, which could negatively affect your life insurance rate. In order to achieve the best results, follow these life insurance medical exam tips.

Life insurance test tips:

5-7 Days Before Your Exam

3 Days Before Your Exam

1 Day Before Your Exam

The Morning of Your Life Insurance Health Exam