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What Is “To Age 100 Guaranteed Life Insurance?”

By Byron Udell | March 29, 2007

Can you really get guaranteed life insurance with level premiums to age 100? Sounds too good to be true? Read on.

To Age 100 Guaranteed Life Insurance plans offer a guaranteed level premium to age 100, along with a guaranteed level death benefit to age 100. Most often, this is accomplished within a Universal Life policy, with the addition of a feature commonly known as a “no-lapse rider.” Some, but not all, of these plans also include an “extension of maturity” feature, which provides that if the insured lives to age 100, having paid the “no-lapse” premiums each year, the full face amount of coverage will continue on a guaranteed basis at no charge thereafter.

For more information about To Age 100 Guaranteed Life Insurance, call us at 800-442-9899.

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