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What Is To Age 100 Guaranteed Life Insurance?

By Byron Udell | March 29, 2007

Guaranteed Life Insurance

To Age 100 Guaranteed life insurance plans offer a guaranteed level premium to age 100, along with a guaranteed level death benefit to age 100.  Most often, this is accomplished within a Universal Life policy, with the addition of a feature commonly known as a “no-lapse rider.”  Some, but not all, of these plans also include an “extension of maturity” feature, which provides that if the insured lives to age 100, having paid the “no-lapse” premiums each year, the full face amount of coverage will continue on a guaranteed basis at no charge thereafter.

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