Term Life Insurance Policy Conversion
Most term life insurance policies offer what’s known as convertibility. This gives you the right to “trade in” your term policy for a permanent one – with no medical exam or health questions. But, should you? Check out the video below and get clear about term conversion and whether or not it’s something you should…
What is Term Life Insurance?
Term Life Insurance is temporary life insurance, designed to provide coverage for a set period of time. The most common durations (terms) are 10, 15, 20, 25, 30 and 35 years. Like auto insurance or homeowners insurance it provides protection for you and your family in the event of an accident or unplanned death. Over…
[VIDEO] Life Insurance: Should You Buy Term Then Invest?
Winning the game of life insurance is easy when you’re clear on the facts. That includes choosing the coverage that most closely aligns with your financial plan. This topic has earned more than just a couple minutes of your time – so sit back and learn. Seriously, Byron is crazy knowledgeable. Prefer to read? Scroll…
[VIDEO] Term Insurance. Plain and Simple.
Term life insurance is a great way to cover your family! And, the younger and healthier you are the less you’ll pay – in some cases, less than a dollar per day! Another great benefit to term insurance coverage is that you can buy a 10, 20 or 30-year policy. These options give you the ability…
What Kind of Life Insurance Policy is Best for Me?
Keeping It Simple When you boil it down, there are really only two kinds of life insurance policies. One type of life insurance policy offers only temporary coverage is usually sold as Term Life Insurance. The other offers permanent coverage, which is designed to last a lifetime and is typically sold as Whole Life or Universal…
Purchase of Genworth Financial Approved
The Committee on Foreign Investment in the United States (CFIUS), an agency that oversees the ramifications of foreign investments in the U.S., has recently approved the acquisition of U.S. insurance giant, Genworth Financial. In an effort to strengthen Genworth’s financial position, plans to be acquired by China Oceanwide Holding Group Company Ltd. will move forward. Final…
Should I Buy Term Life Insurance and Invest the Difference?
“Should I buy term life insurance and invest the difference?” Good question. Many financial experts advocate this investment strategy. But is it a good idea? We’ll give you the facts and let YOU decide. There’s more to buying life insurance than meets the eye. [Editor’s Note: This blog was originally published on April 3, 2017….
At Thanksgiving, Let’s Talk Turkey About Life Insurance
Thanksgiving is a time to be grateful for the good things in life. It’s a time to share best wishes and thanks with family and friends. But do you know what’s another great way to show your family that you’re truly thankful? Bring home life insurance! Thanksgiving is a special time of year. Traditionally, friends…
Survivorship Life Insurance Can Help Protect Your Estate
Have you thought about what will happen to your estate’s assets after you and your spouse are gone? Buying Survivorship Life Insurance can help you preserve your estate for your kids. As that old expression goes: “Nobody lives forever.” But about your estate? Have you thought about what will happen to your assets after you…
Why Aren’t Americans Buying Life Insurance?
Believe it or not, most Americans are either underinsured or don’t have any life insurance at all. Why aren’t they buying life insurance? There are several reasons for this. To find out more, read on. A recent article revealed that many Americans don’t own life insurance. According to the survey (in which 1,001 U.S. adults…
