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term life insurance

Don’t Let Heart Disease Give You a Coronary When Shopping for Life Insurance

By Byron Udell | March 3, 2016

Medical science is so cool. A century ago, our average life expectancy was about 50 years. Now add 25 more and we’re up to date. That quarter-century longevity bump is due, in part, to people adapting healthier lifestyles and having access to better medical care. In the 21st century, having a heart attack or a…

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Kiplinger’s Trusts AccuQuote. Shouldn’t You?

By Byron Udell | August 7, 2015

Which company should YOU buy your life insurance from? Ask Kiplinger’s. I’ve always said you should buy your life insurance from the person or company that gives you the best advice. Obviously, I hope you choose to do business with us. If you are a savvy consumer—and if you read this blog, you probably are—then…

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A Term Life Insurance Secret You May Not Know About

By Byron Udell | June 18, 2014

Term life insurance policies generally contain an option known as convertibility.  Assuming your policy includes this feature and has not yet expired, you’re allowed to convert your existing term life policy or a portion of it to a permanent one.  This new policy will have LEVEL PREMIUMS for the rest of your life.  In other…

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What to Do and What Not to Do When Buying Life Insurance

By Byron Udell | August 2, 2013

Buying Life Insurance?  Use this list to prepare for a meeting with your agent, or look through it for new information to help tailor a policy to your needs. DO NOT: · Do Not Buy the first thing you get your hands on. The idea behind free quote comparisons is to expose you to several…

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Ways to Lower Your Life Insurance Premium

By Byron Udell | July 30, 2013

Follow these tips to lower your life insurance premium: Get healthy! It’s the easiest way to get significant reductions in life insurance premiums, but perhaps the hardest.  What lifestyle changes can you make in order to get cheaper life insurance premiums? For starters, quit smoking if you currently smoke. Smoker rates are often more than double…

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