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special needs child

Second-to-Die Life Insurance. Who Needs It?

headstones survivorship life insurance II

By McKenzy Bowers | October 17, 2019

Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for living and care…

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Is There Life Insurance for a Child with Special Needs?

parents with special needs son

By McKenzy Bowers | August 14, 2019

Children with special needs can present exceptional challenges for parents. One being, ensuring your child will be financially secure and cared for after you’re gone. As any parent knows, raising a family can be both rewarding and challenging. However, caring for a child with such needs requires a level of devotion and dedication that can…

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[VIDEO] Buying Whole Life Insurance for Kids!

group of multicultural kids playing and running

By McKenzy Bowers | November 21, 2018

It might seem morbid to consider life insurance for a kid, but it’s really the best time to buy. Here’s the deal, kids are young and healthy – a combination that makes life insurance insanely affordable. But that’s not the only benefit! Whole life insurance for kids can be paid over a shorter period, has…

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