Is Long Term Care Life Insurance Right for You?
Did you know that 70 PERCENT of people over age 65 will need long term care? And there’s a 91 PERCENT chance that either you or your spouse will need long term care…at some point. That’s why there is Long Term Care Insurance. Since the early 1970s, Long Term Care insurance has helped many families…
The Basics of Long Term Care Insurance
Do you know how long would your savings last if you or your spouse needed long-term care? For the vast majority of people, the need for long-term care is not a question of “if” but “when.” You’ve probably gone to great lengths to save enough money to enjoy your retirement, so protect your hard work. The…
Near Retirement? Get Disability Insurance Today!
Nearing Retirement? Consider buying Disability Insurance. [Editor’s Note: This blog was originally published on August 23, 2013. The content has been updated.] When you consider the fragile, financial predicament of many retirees today, you’ll appreciate the role long term care (LTC) insurance and disability insurance (DI) play in offering a leg boost. LTC insurance and…
Is Long Term Care Insurance D.O.A.?
Is Long Term Care insurance on life support? There are new insurance products now available that might offer better long term care benefits than a traditional LTC policy. Did you know that 70 PERCENT of people over age 65 will need long term care? And there’s a 91 PERCENT chance that either you or your…
Ignore the Hidden Costs of Long Term Care at Your Own Risk
There’s a good chance that you’ll need long term care after age 65, according to the U.S. Department of Health and Human Services. If you don’t have long term care insurance, you want to consider getting some. This type of policy can help you with long term care costs. Here’s an alarming statistic: according to…
Got Long Term Care Insurance? If Not, Why Not?
There’s a 70% chance you’ll need long term care by the time you reach age 65. Do you have Long Term Care Insurance (LTC)? If not, you might want to think about getting some. Here’s why. It’s time to think about things you probably don’t want to think about: getting old, wearing diapers, and not…
USA Today’s Rodney Brooks Talks to Byron About LTC
USA Today’s Personal Finance Editor Rodney Brooks recently talked to Byron Udell, Founder and CEO of AccuQuote about long term care insurance (LTC). By now I’m sure you know that I’m always happy to talk to media about the most important product mankind ever invented (life insurance). Not only am I willing to give my…
Should You Buy Long Term Care Insurance?
November is Long Term Care Awareness Month. Do you need long term care insurance? To find out, read this fascinating and informative article. In September, I wrote a post about long-term care (LTC) because I was sourced in a USA Today piece on the topic. I barely scratched the surface, though. Now we’re in November,…
Long Term Care Insurance Buying Tips for Women
Since women live longer than men, they need long term care insurance now more than ever. But how do you know if you’re getting the best rates? We have some tips that can help. Women live longer than men, a fact many life insurance companies had ignored, up until last year, when calculating premiums for…
November is National Long Term Care Awareness Month
November is National Long Term Care Awareness Month. If you’ve never considered Long Term Care Insurance (LTC), take some time now to go through the facts and consider these tips. LTC insurance is not as expensive as you might think. Today, LTC providers are doing all they can to make Long Term Care insurance (LTC)…
