Getting life insurance in Arizona
If you are living in Arizona and looking for a life insurance coverage, AccuQuote can help you compare the prices and features of dozens of policies to help find the right kind of coverage for you. We have helped hundreds of thousands of people find the best values available. The personal service of our professionals can help you with instant quotes from a number of trusted life insurance companies.
Benefits of Arizona Life Insurance
The State Insurance Code of Arizona regulates the life insurance industry in the state. The code safeguards the citizens of Arizona through provisions such as:
Processing of Death Benefits: All life insurance companies are required to settle death claims as soon as possible under the State Code. Provided all the paper work is in order, this is usually within two months. The State Insurance Code of Arizona allows the accumulation of interest on death benefits if they are not paid in a timely manner.
Grace Period: Life insurance companies must provide a 30-day grace period to insurance holders who miss a payment before canceling their policy.
Life insurance companies are protected by State Statutes and have the right to contest any information that a consumer puts on the application for up to two years from the date the policy is issued. If there is any discrepancy, the policy can be terminated. Misstatement of age is an exception and can be corrected without penalty.
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