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Disability Insurance Made Easy

Could a Lengthy Disability Wipe Out Your Savings?

Hospital Waiting Room

If you think being disabled is something that just happens to old people…think again

People get sidelined with a lengthy disability all the time…for all sorts of reasons. People just like YOU!

The solution? DISABILITY INCOME INSURANCE!

Here’s the Facts:

Fact: The odds that YOU will suffer a disability lasting over 90 DAYS during your working life is 1 in FOUR!
Fact: Most people who get sidelined with a disability only have enough savings to live on for about 2 MONTHS.
Fact: A working-age American suffers a disability lasting at least 30 DAYS…every 7 SECONDS!
Fact: The odds of your house burning down are 1 in 1,200.

What if YOU suddenly couldn’t work and bring home a paycheck for 30 days or more:

  • How would you be able to support your family?
  • How would you feed your kids?
  • Would you be able to stay in your home?
  • How would you pay for groceries?
  • How would you pay all your other bills?

Why do i need Disability Insurane?

You insure your house. You insure your car. Why not your income? You’re way more likely to be disabled than having your home go up in flames. So why not protect your income as well?

Don’t count on your company’s group coverage to take care of all your financial needs while you’re disabled. Many employee group plans are not designed to cover income replacement.

Social Security or Workman’s Comp might NOT pick up the slack when you’re disabled. Neither pays out very much…and both are hard to collect.

BOTTOM LINE: If you want to PROTECT your ASSETS and your ABILITY to EARN A LIVING…then YOU NEED DISABILITY INSURANCE!

Disability Insurance can protect your earning potential and provide a financial safety net when you need it most.

CALCULATE YOUR RISK AND CALCULATE YOUR LOSS OF INCOME

Image What is my EIQ Image What is my PDQ
What’s your PDQ?
(Personal Disability Quotient)
What’s your EIQ?
(Earnings Income Quotient)
What’s your PDQ? What’s your EIQ?
Calculate how much DI
you need.
Calculate how much income
you could lose without DI

To learn more about Disability Insurance, watch this video:

NEED MORE INFORMATION?

Check out these other sections (just click on each icon above):

Image What is my EIQ Learn more about how Disability Income Insurance works.
Image What is my EIQ Get quick answers to all your DI questions.
Image What is my EIQ Calculate your DI needs – quick and easy!
Image What is my EIQ Watch DI videos and read our blogs on Disability Income Insurance.

YOU NEED DISABILITY INSURANCE

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.