Trusted with life insurance since 1986.
Independent, licensed advice comparing top-rated carriers — no pressure, ever.
A brokerage that works for you — not for one insurance company.
At the end of the day, you should buy life insurance from the people who give you the best advice — and who truly care about your financial future. If that’s us, we’d be honored to help.
AccuQuote is a life insurance brokerage, not an insurance company — and that distinction matters. Instead of selling policies from a single carrier, we compare many of the nation’s leading, top-rated insurers in one place, so you can weigh real options side by side and choose what’s best for you. It’s how we’ve helped families find quality coverage quickly, without pressure, since 1986.
Our model is agent-first: a dedicated licensed advisor walks you through your options, answers your questions, and handles the paperwork. Our advisors are guides, not high-pressure salespeople — they’ll never rush you or steer you toward something that isn’t in your best interest. When you become a customer, your agent becomes your advisor for life.
Get coverage in place today
Honest guidance, unmatched selection, and service that fits your life
Four reasons nearly 200,000 families have trusted us with their life insurance.
Trusted expertise
Our licensed advisors listen first, then guide you with honest, informed advice — no pressure, no bias, just answers you can act on.
Top-rated carriers
We represent many of the nation’s leading insurers — A.M. Best “A”-rated, brand names you know — so you can compare and choose with confidence.
Personalized service
We take the time to understand your needs, so your coverage fits your life — not just your budget — with extended and Saturday hours when you need us.
Proven track record
Nearly 200,000 customers and over $100 billion in coverage placed since 1986. In an industry built on trust, our reputation speaks for itself.
Three simple steps to put coverage in place
No pressure and no guesswork — a dedicated licensed agent guides you the whole way.
Tell us the basics
Complete a short online form in about two minutes — just enough for an advisor to understand what you’re looking for.
Compare with an agent
A dedicated licensed advisor compares quotes from top-rated carriers side by side and helps you weigh the options honestly.
Choose your coverage
Review your options, ask anything, and select the policy that fits — with your agent handling the paperwork from here.
Every major type of life insurance, in one place
Because we’re independent, we can compare across carriers and policy types to match you with the right fit — whatever your situation or health.
Term life insurance
Affordable coverage for a set period — often the simplest, most cost-effective way to protect your family during your working years.
Explore term life →Permanent life insurance
Permanent coverage that lasts a lifetime and can build cash value — a fit when you want protection that never expires.
Explore permanent life →Final expense & no-exam
Smaller policies for funeral and end-of-life costs, plus no-medical-exam options for those who can’t easily qualify for traditional coverage.
See final expense coverage →Not sure which fits? That’s exactly what your advisor is for — start a conversation and we’ll walk you through it.
Trusted by families, the media, and the experts
Our reputation isn’t something we claim — it’s something others have recognized.
Coverage from the carriers you know
The best part of our reputation? Our customers built it.
“Doing business with AccuQuote was easy, painless and fast! In my opinion this is the ONLY company and way to buy.”
Anthony R. — West Des Moines, IA“Excellent experience, great customer service and follow up. I highly recommend to anyone I know that is looking for life insurance.”
Lori S. — Langley, WAAbout AccuQuote, answered
Straight answers to the questions we hear most. Want yours answered personally? A licensed agent is one call away.
Is AccuQuote a legitimate company?
Yes. AccuQuote is a legitimate life insurance brokerage that has been helping consumers compare and buy coverage since 1986 — over 30 years in the industry. We’re a licensed insurance producer in all 50 states, we work only with top-rated, A.M. Best “A”-rated carriers, and we’ve placed over $100 billion in coverage for nearly 200,000 customers. Our work has been recognized by national publications and financial experts alike.
Is AccuQuote an insurance company or a broker?
AccuQuote is a brokerage, not an insurance company — and that distinction matters. Rather than selling policies from a single carrier, we compare many of the nation’s leading insurers in one place so you can weigh real options side by side. Working with an independent broker often means more choice and a better chance of finding the right coverage at the right price than going directly to one company.
How much does AccuQuote’s help cost?
Our advice and quotes are free. You pay for your insurance policy through your chosen carrier — not for the guidance our licensed advisors provide. There’s no obligation to buy, and our agents earn your trust by helping you make an informed decision, not by pressuring a quick sale.
What kinds of life insurance can AccuQuote help me with?
We help with every major type of coverage: term life, whole life, universal life, final expense, and no-medical-exam options, along with accidental death coverage. Because we’re independent, your advisor can compare across carriers and policy types to match you with the right fit for your situation, your health, and your budget.
Will I be pressured to buy?
No. Our advisors are guides, not high-pressure salespeople. They’ll never rush you into a hasty decision or recommend something they don’t believe is in your best interest. In fact, we’re glad to help even people who ultimately buy elsewhere — because the right decision matters more than the sale.
How do I get started, and when can I reach you?
You can start a short online form in about two minutes, or call an advisor directly at (800) 442-9899. Because life insurance questions often come up outside normal business hours, we offer extended service times and Saturday availability, so we’re here when you need us.
You deserve coverage that fits — and a team that treats you like family.
It takes about two minutes to start. A licensed advisor handles the rest — comparing top-rated carriers to find coverage that’s right for your family and your budget.
No obligation · Free advice & quotes · Licensed in all 50 states