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How Does Marijuana Use Affect Your Life Insurance Rates?

By Byron Udell | July 14, 2015

If you’re a regular reader of this blog—and if you’re not, you should be!—then you know I’ve written about marijuana use and how it affects life insurance before.

Well, as more states make recreational use legal, the way life insurance carriers view the drug is becoming increasingly important and relevant.  Media is covering this as well, as evidenced here.  AccuQuote was quoted in this article, which is informative and helpful.

Specifically, the story emphasizes how some carriers classify marijuana users as non-smokers.  That means you might not face a smoker penalty if you smoke pot.

Bloomberg reporter Selina Wang also emphasizes that you need to shop around to make sure you’re getting the best rate.

Hmmm… shopping different life insurance companies so you get the best rate?  That’s an interesting concept…

It’s EXACTLY what we do here at AccuQuote!

Whether it’s marijuana use, diabetes, or any other health or lifestyle habits that might impact your rates, you need to shop around before purchasing a life insurance policy. Even if you’re in great shape, you will almost always save money by shopping around for the best values.

That’s what we’re here to do!  And it only takes a few minutes!

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.