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Transamerica Life Insurance Company

Transamerica Life Insurance
Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company (collectively “Transamerica”) are premier names in the insurance industry. These companies have a lineage dating back over 100 years, with a Transamerica company being the first major life insurer on the West Coast and a pioneer in term life insurance.

Today, Transamerica is a name synonymous with experience, stability, and innovation. As part of the worldwide group of Aegon companies—an international life insurance, pensions and asset management company, Transamerica Life and Transamerica Financial Life are often the companies of choice for families seeking help to protect their financial future and goals.

Transamerica’s Beginning

In 1904, a young entrepreneur named Amadeo Giannini created the Bank of Italy in a converted San Francisco saloon. His goal was to make financial services available to everyone — not just the wealthy few. And so he did; after the 1906 quake and fire, Giannini set up a makeshift bank on the San Francisco docks, giving residents loans to rebuild, secured with only a handshake.

In 1928, Giannini merged with Bank of America, and in 1930 acquired Occidental Life Insurance Company through Transamerica Corporation. The banking and life insurance businesses separated in 1956, with the latter taking the Transamerica name. And in 1972, the now iconic Transamerica pyramid claimed its place in the San Francisco skyline.

Changing Times

A flurry of creativity and acquisition activity in the 1960s and 1970s resulted in Transamerica owning interests in not only life insurance and financial services, but also motion picture distributor United Artists, Trans International Airlines and Budget Rent A Car.

In the mid-1980s, Transamerica refocused its core business on its founding mission of making insurance and financial tools available to more people. And in July 1999, Transamerica began a new chapter in its history when it became part of one of the world’s leading international financial organizations: Aegon N.V.

Modern Day

Today, the Transamerica companies are as committed to helping people as they were 100 years ago. Customers now have access to an even wider range of services, from life insurance to retirement plans, to secure their financial futures.

From its very beginning, the company has been committed to helping you build a solid financial foundation for now and the future. And it will continue to do so with insurance and financial products that are as affordable as they are exceptional.

Financial Strength

Transamerica’s life insurance companies have received high ratings from the industry’s most respected independent rating services. As a measurement of financial strength and performance, these ratings are a direct reflection of the care with which the company manages its business.

Ratings reflect the opinion of the relative financial strength and operating performance of the company as of the effective dates provided below. A.M. Best Company, Fitch Ratings, Moody’s Investors Service and Standard & Poor’s Rating Services are credit rating organizations serving the insurance and other financial services industries.

Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company are rated by all four rating services. A.M. Best’s A+ rating is the second highest of 16 ratings, Fitch’s AA- rating is the fourth highest of 19 ratings, Moody’s A1 rating is the fifth highest of 21 ratings and Standard & Poor’s AA- rating is the fourth highest of 21 ratings. The financial strength ratings are subject to change and are not guarantees of future financial strength. For detailed information about Transamerica’s ratings, please visit www.Transamerica.com.

Transamerica Financial Life Insurance Company, Harrison, NY 10528, is authorized to conduct business in New York. Transamerica Life Insurance Company, Cedar Rapids, IA 52499, is authorized to conduct business in all other states.

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.