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Life Insurance Policy Locator Service Launched

By Byron Udell | April 9, 2014

Many people have asked me over the years if there was a tool to find lost life insurance policies. The answer was no…until today.

The Medical Information Bureau (MIB ) launched their Policy Locator Service to help people uncover whether a policy exists. MIB’s industry-wide database can report if an insurer took a policy application for the individual and submitted a query to our fraud detection service. It’s that activity that can help point the way to the company or companies that might have issued a life insurance policy. According to the MIB, the Policy Locator Service doesn’t guarantee that a policy has been issued, but it points people to the companies that are most likely to have issued coverage.

To use the Policy Locator Service, a decedent’s surviving spouse, next-of-kin or legal representative must submit an application form with a certified copy of the death certificate. Cost of a search is $75 US, and responses usually are returned within ten business days. Pretty neat!

We only work with highly rated insurance companies – brand names you trust. You may be able to save money without sacrificing quality and strength.