Speak to a Live Person.    Call 800-442-9899

Term Life Insurance

A Term Life Insurance Secret You May Not Know About

By Byron Udell | June 18, 2014

Term life insurance policies generally contain an option known as convertibility.  Assuming your policy includes this feature and has not yet expired, you’re allowed to convert your existing term life policy or a portion of it to a permanent one.  This new policy will have LEVEL PREMIUMS for the rest of your life.  In other…

Read Article

What Is To Age 100 Guaranteed Life Insurance?

By Byron Udell | March 29, 2007

Guaranteed Life Insurance To Age 100 Guaranteed life insurance plans offer a guaranteed level premium to age 100, along with a guaranteed level death benefit to age 100.  Most often, this is accomplished within a Universal Life policy, with the addition of a feature commonly known as a “no-lapse rider.”  Some, but not all, of…

Read Article