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Money Saving Tips

7 Life Insurance Mistakes That Can Cost You Big Time

By Byron Udell | October 29, 2015

How well do you understand life insurance? I’m sure you understand the basic premise: if you have it, your family gets money when you die. If you’ve been reading this blog, watching AccuQuote’s YouTube channel or opening our emails, you’re probably better educated than 90% of your peers. You may be aware of the tips…

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Life Insurance Exam Tips That Could Save You Thousands

By Byron Udell | May 8, 2015

You probably know that your health is an important factor life insurance companies use to decide how much to charge you for coverage.  The healthier you are, the less you pay.  They get a lot of the information they need by performing a medical exam. Sometimes the difference in cost is dramatic.  Bad results can…

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3 Strategies to Help You Save Money on Your Taxes

By Byron Udell | January 8, 2015

Tax time (April 15th) is still a few months away, but it’ll roll around before you know it.  And while it might seem early for tax talk, is there ever a bad time to save money? Did you know that smart planning at the beginning of the year (aka NOW!) can lead to you paying Uncle…

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Ask for Reductions in Life Insurance Premiums if Your Health Has Improved

By Byron Udell | March 12, 2014

You might be able to lower your life insurance premiums with just a few lifestyle changes. To learn more, read on. Your health is directly linked to the life insurance premiums you’ll pay.  What most people don’t know, however, is that if you decide to make certain lifestyle changes and it results in a lower…

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6 Factors That May Raise Your Insurance Rates

By Byron Udell | March 3, 2014

Insurance costs vary and depend on a number of factors.  Age, sex, medical history, profession, and location are a few examples of the factors that go into calculating insurance premiums. Taking precautions and cutting out bad habits or improving on certain lifestyle shortcomings can result in lower rates.  Factors that cause a rise in insurance premium…

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Did You Know Healthy Habits Equals Lower Insurance Premiums?

By Byron Udell | February 18, 2014

A lot of people invest in term life insurance because its affordable.  It’s the most affordable form of life insurance and a great way to make sure the future of your family and loved ones is secure.  Life insurance premiums are calculated based on how healthy you are and what kind of lifestyle you lead….

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Surprising Factors That May Affect Your Life Insurance Rates

By Byron Udell | December 31, 2013

Have you ever wondered why insurers boost your insurance rates? What exact personal information do insurance companies look for and say, here’s a risk, this person is likely to make a claim, so let’s increase his/her insurance premiums to compensate our potential losses. You could save some money by making a few changes to qualify…

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Smoking and Life Insurance!

By Byron Udell | April 18, 2012

Although movies make smoking look really cool- and let’s be honest, it makes gangsters look pretty intimidating- the habit is nothing but a disaster. Not only does it literally suck the years out of your life, you endanger others with the second hand smoke, and you spend RIDICULOUS amounts of money on each pack. Still…

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The Price of Paying Life Insurance Premiums Monthly vs. Annually

By Byron Udell | February 15, 2010

Most insurance companies offer you the right to choose from among four payment plan options to pay your life insurance premiums:  once a year (annually), twice a year (semi-annually), four times a year (quarterly), or twelve times a year (monthly). But did you know that paying your insurance premiums monthly can cost you a lot…

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