“Saving Your Age” Can be an Asset When Buying Life Insurance
One way to save money on your life insurance is to “save your age” before you sign on the dotted line of your new policy. Backdating your life insurance policy can save you serious cash on your life insurance. As most people know, a lot of factors go into calculating individual life insurance rates. One…
You Don’t Have to Die to Benefit from Life Insurance
A life insurance policy doesn’t just help families financially after a loved one dies. It can also be a lifesaver in many other ways. Find out accessing life insurance death benefits of your policy. In the world of life insurance, you hear the term “death benefit” frequently. A death benefit is the amount of money…
Don’t Buy Any Life Insurance Until You Watch This!
Thinking about buying life insurance? Know how much you need? Are you sure? Worried you might get ripped off? How would you know? Do you know the right questions to ask? Want some help? Get a Quote If you want a concise, informative, and genuinely useful way of buying life insurance, our buying guide to…
3 Easy Ways to Lower Life Insurance Premiums
Think life insurance rates are too high? Follow these tips to lower life insurance premiums. Get healthy! It’s the easiest way to get significant reductions in life insurance premiums, but perhaps the hardest. What lifestyle changes can you make in order to get cheaper life insurance premiums? For starters, quit smoking if you currently smoke. Smoker…
Ignore the Hidden Costs of Long Term Care at Your Own Risk
There’s a good chance that you’ll need long term care after age 65, according to the U.S. Department of Health and Human Services. If you don’t have long term care insurance, you want to consider getting some. This type of policy can help you with long term care costs. Here’s an alarming statistic: according to…
Women, You Need Life Insurance, Too!
Women have less life insurance than men. That needs to change. Find out more on life insurance for women. In a recent blog post, I talked about a frightening statistic that showed how many people do not have life insurance. Well, a recent article by Consumer Affairs focused on one specific part of the population:…
Life Insurance Exam Tips That Could Save You Thousands
Many life insurance policies require a medical exam. If you want to save money on your coverage, here’s a few things you can do to prepare for it. You probably know that your health is an important factor life insurance companies use to decide how much to charge you for coverage. The healthier you are,…
3 Strategies to Help You Save Money on Taxes
Tax time (April 15th) is still a few months away, but it’ll roll around before you know it. And while it might seem early for tax talk, is there ever a bad time to save money on taxes? Did you know that smart planning at the beginning of the year (aka NOW!) can lead to you…
Life Insurance 101 – Enroll Now to Help Pay for College
Having life insurance is great way to ensure that you kid will have the funds to go to college – even if you can’t be there on Graduation Day. Life insurance can help paying for college less of a hardship. August is here, and while I only have one kid left in college, it seems…
A Term Life Insurance Secret You May Not Know About
Term Conversion – Converting your Term Life Insurance Converting your term life insurance to a permanent policy can help you win the game of life insurance. Learn more about policy term conversion options. Term life Insurance policies generally contain an option known as convertibility. Assuming your policy includes this term conversion feature and has not…
