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Author: Byron Udell

Show Your Love on Valentine’s Day With Life Insurance

love with a heart painted on a wood fence

By Byron Udell | February 11, 2019

Want a new way to show your better half some everlasting love? Give the gift of that keeps on giving for Valentine’s Day – life insurance! There are only a few certainties in life. The sun rises in the morning. The express lane is always the slowest. It always rains on the day you left…

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Disability Insurance. Have You Protected Your Paycheck?

Young disabled woman in wheelchair at home, rear view.

By Byron Udell | February 6, 2019

You buy insurance for your material possessions – your home and car, for example. But have you insured the one thing that enables you to pay for those possessions? Believe or not the most important thing you can insure is your ability to earn – yes protect your paycheck. Ask yourself, how long would your…

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What is Term Life Insurance?

blank white card clothes pinned to a black and white string

By Byron Udell | January 9, 2019

Term Life Insurance is temporary life insurance, designed to provide coverage for a set period of time. The most common durations (terms) are 10, 15, 20, 25, 30 and 35 years. Like auto insurance or homeowners insurance it provides protection for you and your family in the event of an accident or unplanned death. Over…

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AD&D Insurance. Are You Prepared for the Worst?

Group of doctors in a hurry down the hospital hallway for emergency

By Byron Udell | December 27, 2018

If you haven’t been in an accident yourself, you probably know someone who has. There are over five million car crashes in the U.S. every year, not to mention countless other kinds of accidents. But with Accidental Death Insurance or an Accidental Death and Dismemberment policy (AD&D Insurance), you can financially protect you and your…

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Rate Class. How Much Will You Pay?

Paper scrap with Life Insurance text on cash

By Byron Udell | December 7, 2018

There are several different Rate and Risk Classifications life insurance carriers use to categorize people into risk groups. The carrier’s underwriters decide which one you qualify for based on your individual health, lifestyle, and family history profile. The price you’ll pay for your life insurance is determined, in large part, by the rate class (risk…

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How Much Life Insurance Do I Need?

hands counting change on a tablecloth

By Byron Udell | November 9, 2018

You’ve probably known someone who passed away with no coverage or, perhaps, a policy that barely covered the cost of the funeral. Maybe $10,000 or $20,000. That’s okay, assuming that’s all she wanted to cover. But for most people, the loss of a loved one leaves behind financial obligations far beyond just funeral expenses. No…

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3 Reasons People Put-Off Buying Life Insurance

3 Digit on Dark Metal Background on red brick wall

By Byron Udell | November 8, 2018

About half of the adults in the US own life insurance.   The other half doesn’t.   Some don’t need it. And others who arguably DO need it… don’t WANT it.   It’s a free country.   There’s obviously no law that says we must care about our families, but the fact is… most of us DO! So why…

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The Basics of Long Term Care Insurance

senior woman with sombrero

By Byron Udell | September 15, 2018

Do you know how long would your savings last if you or your spouse needed long-term care? For the vast majority of people, the need for long-term care is not a question of “if” but “when.” You’ve probably gone to great lengths to save enough money to enjoy your retirement, so protect your hard work.  The…

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Can Breast Cancer Survivors Get Life Insurance?

Breast cancer awareness month card or background.

By Byron Udell | September 12, 2018

Never be ashamed of a scar. It simply means you were stronger than whatever tried to hurt you. You’re a fighter! You’re a survivor! So, hang out with Howard Weissman, AccuQuote’s Medical Underwriting Expert, for a couple minutes and learn more about how you might be able to get life insurance – even if you’ve had…

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[VIDEO] Accidental Death Coverage. You Need It.

graveyard with stone path

By Byron Udell | September 10, 2018

People die every day. We know this, but did you know that accidents are the leading cause of death in the U.S. for those 45 and under – crazy right!? So before you step into a busy street make sure your loved ones are protected. Now, sit back for a couple minutes and learn something…

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