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Author: Byron Udell

Rate Class. How Much Will You Pay?

Paper scrap with Life Insurance text on cash

By Byron Udell | December 7, 2018

There are several different Rate and Risk Classifications life insurance carriers use to categorize people into risk groups. The carrier’s underwriters decide which one you qualify for based on your individual health, lifestyle, and family history profile. The price you’ll pay for your life insurance is determined, in large part, by the rate class (risk…

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How Much Life Insurance Do I Need?

hands counting change on a tablecloth

By Byron Udell | November 9, 2018

You’ve probably known someone who passed away with no coverage or, perhaps, a policy that barely covered the cost of the funeral. Maybe $10,000 or $20,000. That’s okay, assuming that’s all she wanted to cover. But for most people, the loss of a loved one leaves behind financial obligations far beyond just funeral expenses. No…

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3 Reasons People Put-Off Buying Life Insurance

3 Digit on Dark Metal Background on red brick wall

By Byron Udell | November 8, 2018

About half of the adults in the US own life insurance.   The other half doesn’t.   Some don’t need it. And others who arguably DO need it… don’t WANT it.   It’s a free country.   There’s obviously no law that says we must care about our families, but the fact is… most of us DO! So why…

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The Basics of Long Term Care Insurance

senior woman with sombrero

By Byron Udell | September 15, 2018

Do you know how long would your savings last if you or your spouse needed long-term care? For the vast majority of people, the need for long-term care is not a question of “if” but “when.” You’ve probably gone to great lengths to save enough money to enjoy your retirement, so protect your hard work.  The…

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Can Breast Cancer Survivors Get Life Insurance?

Breast cancer awareness month card or background.

By Byron Udell | September 12, 2018

Never be ashamed of a scar. It simply means you were stronger than whatever tried to hurt you. You’re a fighter! You’re a survivor! So, hang out with Howard Weissman, AccuQuote’s Medical Underwriting Expert, for a couple minutes and learn more about how you might be able to get life insurance – even if you’ve had…

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[VIDEO] Accidental Death Coverage. You Need It.

graveyard with stone path

By Byron Udell | September 10, 2018

People die every day. We know this, but did you know that accidents are the leading cause of death in the U.S. for those 45 and under – crazy right!? So before you step into a busy street make sure your loved ones are protected. Now, sit back for a couple minutes and learn something…

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[VIDEO] Disability Insurance Myths and Facts

Young girl in a wheelchair

By Byron Udell | September 6, 2018

Researching disability insurance facts and myths can be maddening. There’s a ton of information and you know the coverage is important, but need the facts to make the best choice. Well, wipe your brow and take a deep breath – we’ve made it easy in just 1 minute and 19 seconds. It’s seriously simple. So chill out…

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[VIDEO] Life Insurance Living Benefits Can Make Tomorrow…Easier

Today's Preparation...Tomorrow's Success

By Byron Udell | September 5, 2018

If you know anything about life insurance you know it covers those left with a beating heart – not you. But, that’s not the whole story. The truth is, many life insurance policies can give you access to a portion of the death benefit while that ticker is still beating. Let’s be real, life isn’t…

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[VIDEO] Why Are the Wealthy Buying so Much Life Insurance?

wealthy home with woman sitting on front steps

By Byron Udell | August 30, 2018

What could you possibly not know that they do!? Theoretically the wealthy don’t need it, right? Turns out, they’re the biggest buyers of life insurance. The wealthy have clearly nailed math. Get in with the money-makers and learn how to math with Byron – the right way. Here’s a question I get asked all the time:…

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[VIDEO] Is Life Insurance Coverage Possible with Sleep Apnea?

CPAP machine man sleeping with mask on

By Byron Udell | August 27, 2018

Whether you suffer from sleep apnea or are a suffering partner – you’re all too familiar with how this disorder plays out. Aside from the snoring, eye-luggage, and morning headache, there are other complications that arise from sleep apnea. As a matter of fact, the Mayo Clinic says complications from sleep apnea can include high…

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