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Author: Byron Udell

Will Life Insurance Rates Increase Due to COVID-19?

life insurance and covid 19

By Byron Udell | March 31, 2020

Life insurance rates are still low, but it won’t last long. Click below and watch Byron explain how this will play out in the coming days. If you prefer to read, scroll down to read the video transcript.  Video Transcript With all this extra risk out there, is it possible to get life insurance…

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What is Guaranteed Issue Life Insurance?

Shot of a mature woman hugging her husband

By Byron Udell | March 3, 2020

Guaranteed Issue Life Insurance, also called Final Expense or Burial insurance, is a kind of Permanent life insurance specifically designed to provide the financial resources to pay for: Funeral services Burial (casket, burial plot, headstone, etc.) Hospital bills Debts you don’t want your family to inherit Other costs associated with end of life Typically, a…

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The Lowdown on High Cholesterol and Life Insurance

Blackboard with word

By Byron Udell | March 1, 2020

What do cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…

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Final Expense Life Insurance. Everything You Need to Know.

Senior couple riding a classic scooter

By Byron Udell | January 14, 2020

Final Expense life insurance is a very real and legitimate way for people to create funds to help offset the inevitable expenses associated with dying. Policies are available up to age 85, regardless of your health, and can be tailored to meet your budget. Download our FREE Funeral Planning Guide Below What IS final expense life…

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Types of Life Insurance. The Basics.

Young businessman thinking about types of life insurance

By Byron Udell | November 3, 2019

Life insurance comes in many shapes and sizes, but there are two basic types of life insurance policies: Term or Temporary life insurance and Permanent life insurance. They both do exactly what it sounds like: Term insurance is temporary and offers coverage for a specific period of time and pays the face amount of the…

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Second-to-Die Life Insurance. Who Needs It?

headstones survivorship life insurance II

By Byron Udell | October 17, 2019

Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for living and care…

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Life Insurance: What? Who? How Much?

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By Byron Udell | October 16, 2019

Life insurance is one of the most important parts of a healthy overall financial plan. Continue reading and learn the what, the who, and the how much, of life insurance. What is life insurance? Life insurance, in its simplest form, is income replacement. When you die, your life insurance will help take care of those…

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6 Life Milestones and Life Insurance

number 6 with copy that reads life milestones and life insurance

By Byron Udell | October 7, 2019

How you plan today will determine how you, and your family, will live tomorrow. When it comes to life insurance your needs may differ depending on where you stand in your personal and professional life at a given point in time. There are various milestones that may affect your life insurance needs. Understanding life insurance…

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Is There Life Insurance for a Child with Special Needs?

parents with special needs son

By Byron Udell | August 14, 2019

Children with special needs can present exceptional challenges for parents. One being, ensuring your child will be financially secure and cared for after you’re gone. As any parent knows, raising a family can be both rewarding and challenging. However, caring for a child with such needs requires a level of devotion and dedication that can…

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Life Insurance: Frequently Asked Questions

By Byron Udell | August 5, 2019

If you’re wondering what type of policy you need, for what length of time the coverage is necessary, how long it’s going to take to get a policy, you’re not alone.  These are very common questions. Fortunately, you’ve come to the right place! We’ve put together these FAQs to help make this process as easy for you…

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