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Home  Short Term Life Insurance

Short Term Life Insurance

The most popular type of policy available these days is a short term life insurance policy, because they are the least expensive and they work well for people who want coverage only until their children are grown. It is sold only for a certain, predetermined period of time, as opposed to whole life policies, which are intended to remain in force over an entire lifetime. A short term life insurance policy often costs less that 10 percent of what a whole life policy would cost.

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Take Your First Step Towards Affordable Life Insurance!

There are many things to look at when shopping for a policy. In the past, premiums on even short term life insurance would increase each year. This sort of coverage is still available, but now many companies offer level premium plans, meaning that their rates will not increase over a set period. These policies are popular because they’re inexpensive, but be careful--make sure that the plan guarantees its level premiums, or you may find the company increasing your premiums at a time you expected them to stay level. Many providers will also offer an option called convertability, which enables a policyholder to shift automatically into a whole life policy when a short term life insurance policy expires, without needing to submit to a medical examination.

Needless to say, it is vital to understand the details of any insurance policy you are considering. That’s where AccuQuote can help. We don’t just provide you with a list of quotes, we give you the information and guidance you need to make an informed decision, and we provide that service at no cost to you. We can help you figure out what level of insurance you need, and help you to find the provider that offers you not only the best cost, but the best value--and save you up to 70 percent.

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Give AccuQuote a call today at (800) 442-9899, and let us help you quickly and easily find the best values without ever leaving your home or office. Or, fill out our free life insurance quote request form