Podcast Archives
October 27 2005 through March 17 2010
- March 17 2010
- Who needs life insurance?
- Did you know that almost everyone, no matter what age or class, can benefit from having a life insurance policy? It’s true. Byron Udell, the nation’s foremost life insurance and annuity industry expert, reveals who needs life insurance and why.
- March 10 2010
- Taking on new debt increases the need for more life insurance
- Debt is something that many Americans are familiar with. In fact, living with a debt is just simply a way of life for some people. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains why taking on new debt increases the need for more life insurance.
- February 24 2010
- Online multi-carrier brokerage firms vs. local life insurance agents
- When shopping for life insurance, it’s important to know the difference between buying from an online multi-carrier brokerage firm and a local agent. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains the pros and cons of each of your life insurance buying options.
- February 17 2010
- Group vs. individually underwritten term life insurance
- If you’re employed you may have the option of receiving group term life insurance benefits, otherwise an individually underwritten term life insurance policy is available to you. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains both types of term life insurance so you can choose the one the fits your family’s needs.
- February 10 2010
- Common life insurance mistakes
- In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, reveals the most common mistakes people make when it comes to buying life insurance. He explains how to avoid these mistakes in order to save time, money and frustration.
- February 3 2010
- Changing bad habits can save you a fortune on your life insurance
- You may be paying more than you have to for your life insurance coverage. Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains how changing some of your bad habits and taking extra steps to get certifications can save you a fortune on your premiums.
- January 28 2010
- 5 Reasons to reevaluate your life insurance needs in the New Year
- The New Year is a perfect time to take a look at your current financial status and make changes if necessary. Byron Udell, the nation’s foremost life insurance and annuity industry expert, gives five reasons why you should reevaluate your life insurance needs in the New Year.
- January 13 2010
- Understanding life insurance rate classifications
- Before applying for life insurance, it’s important to understand how life insurance carriers determine how much you pay. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about life insurance rate classifications and explain the common qualifications associated with each one.
- January 6 2010
- Ways to avoid life insurance rescission
- Have you ever heard the term life insurance rescission? If you haven’t, stay tuned. Byron Udell, a respected expert in the life insurance and annuity industry explains what it is and why you don’t want it to happen to your life insurance policy.
- December 23 2009
- Non-traditional beneficiaries
- Did you know that you can leave the proceeds of your life insurance policy to an organization you support? In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains non-traditional beneficiary designations.
- December 17 2009
- Options for lowering life insurance premiums during hard times
- According to a survey from the nonprofit LIFE Foundation, more than a quarter of adult Americans say they would cancel their life insurance policy to save money during these tough economic times. But canceling their life insurance policy would only increase the chances of such a fear becoming a reality. Byron Udell, a life insurance and annuity industry expert, provides tips to help create an affordable life insurance plan that fits within a tight budget.
- December 9 2009
- Annuities can be useful savings tools
- Due to the downturn of the economy, we’ve all witnessed unsettling drops in the stock market, interest rates and even home values. And because of this, many people are looking for safe investments with a decent return. Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about a savings tool called an annuity. He explains what an annuity is and why it may be one of the best ways to keep your money safe while earning interest.
- December 2 2009
- Swine flu and life insurance
- Have you or a loved one been affected by the H1N1 virus this season? If so, there is good news! Byron Udell, a life insurance and annuity industry expert, tells listeners that being diagnosed with the swine flu does not affect your life insurance rate.
- November 25 2009
- Double your coverage
- Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about a great opportunity available for current American General Life Insurance Company customers. For a limited time, these customers can double their life insurance coverage with no labs and little paperwork.
- November 4 2009
- What to look for in a policy illustration
- When purchasing a life insurance policy there are so many things to consider, such as the price and features of the policy. However, before purchasing a policy, you should take a close look at the policy illustration. In this podcast, Byron Udell, a life insurance and annuity industry expert talks about what you should look for in a policy illustration.
- October 28 2009
- How to find the right life insurance professional
- When shopping for life insurance, it’s important to trust your agent. In this podcast, Byron Udell, a life insurance and annuity industry expert, talks about how to find the right life insurance professional.
- October 22 2009
- Permanent Life Insurance – Worth the money?
- Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about the pros and cons of permanent life insurance, as well as provides tips to determine if this type of coverage is right for you.
- October 15 2009
- Life insurance can protect your business
- Byron Udell, a life insurance and annuity industry expert explains how life insurance can protect your small business from financial devastation.
- October 7 2009
- How much is your life worth?
- Do you know how much your life is worth? In this podcast, Byron Udell, a life insurance and annuity industry expert talks about calculating how much your life is worth in order to help you accurately determine your life insurance needs.
- September 30 2009
- Options for death benefit payouts
- As a beneficiary, you need to know what to do when a loved one dies. Byron Udell, a life insurance and annuity industry expert, explains the process when it comes time to claim a death benefit payout.
- September 21 2009
- Interview with Scott Mitic, founder and CEO of TrustedID
- AccuQuote has partnered with TrustedID, the nation’s leading provider of identity theft prevention solutions. In this podcast, Scott Mitic, founder and CEO of TrustedID and Sean Cheyney, Vice President, Marketing and Business Development at AccuQuote, discuss how TrustedID’s new suite of services will offer additional protection for your financial life.
- September 16 2009
- AccuQuote launches term life insurance video learning series
- AccuQuote talks about launch of new term life insurance video learning series hosted by life insurance and annuity industry expert, Byron Udell.
- September 2 2009
- What to do if you’ve been labeled “high risk” by a life insurance company
- Don’t be discouraged if you’ve been labeled “high risk” by a life insurance company. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains what high risk means and what steps to take if you fall in to this category.
- August 26 2009
- Recession and Unemployment Rate Indicate Reason to Increase Life Insurance Coverage
- As economic conditions change, it’s important to evaluate your financial situation. A life insurance and annuity industry expert, Byron Udell, talks about why the recession and rising unemployment rate should signal people to purchase or increase existing life insurance coverage.
- August 7 2009
- What Women Need to Know About Life Insurance
- In this podcast Byron Udell, a life insurance and annuity industry expert, will address some of the most common questions women have about buying life insurance.
- August 3 2009
- Myths About Life Insurance
- There are many common misconceptions when it comes to life insurance. Some of these myths even prevent people from buying a policy. In this podcast, Byron Udell, a life insurance and annuity industry expert, will identify fact from fiction when it comes to buying life insurance.
- July 21 2009
- The importance of a life insurance carrier’s financial strength
- Byron Udell, a life insurance and annuity industry expert, will discuss the importance of a life insurance company’s financial strength when choosing a life insurance company.
- July 21 2009
- Advantages and Disadvantages of Term Life Insurance
- If you’re wondering if term life insurance is right for you, then you’ll want to listen to this podcast. Byron Udell, a life insurance and annuity industry expert, will explain the advantages and disadvantages of term life insurance.
- July 13 2009
- Reasons you may need to buy life insurance
- Are you procrastinating about purchasing life insurance, or did you purchase a policy several years ago and haven’t looked at it since? Byron Udell, a life insurance and annuity industry expert, discusses the reasons, which he calls “life events” that should trigger you to consider your life insurance needs.
- June 18 2009
- Advantages and disadvantages of permanent life insurance
- Is permanent life insurance right for you? If you’re not sure or you don’t understand the advantages and disadvantages of this type of coverage, Byron Udell, a life insurance and annuity industry expert, discusses the important facts you need to know about permanent life insurance.
- June 18 2009
- Don’t lose your life insurance and other benefits if you lose your job
- If you lose your job, you may lose your insurance benefits too. So what should you do? Byron Udell, a life insurance and annuity industry expert, discusses some tips to make sure you don’t lose your life insurance and other benefits if you should lose your job.
- June 18 2009
- How to choose a life insurance agent and company
- Trying to find a life insurance agent and company that you trust can be an intimidating task. However, if you do your homework, you can rest assured you’ll be able to find a reliable company and agent. Byron Udell, a life insurance and annuity industry expert, provides helpful tips when choosing a company and agent.
- June 12 2009
- Protecting your nest egg with term life insurance
- The world has change – and so should your life insurance. Byron Udell, a life insurance and annuity industry expert, discusses why it’s even more important in today’s economic climate to protect your nest egg using a life insurance policy.
- May 15 2009
- Term Life Insurance Rates Increase
- For years, we’ve been hearing that term life insurance rates have been decreasing. In fact, they are currently the lowest they’ve been in history. But is all that changing? If so, why? Byron Udell, a life insurance and annuity industry expert, discusses the latest term life insurance rate war.
- April 17 2009
- Pros and cons of child life insurance
- If you’re in the market for a life insurance policy for your child, there are some things you should consider. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains how to weigh the pros and cons of a child life insurance policy.
- April 15 2009
- Looking for affordable term life insurance
- If you’re looking for affordable term life insurance online, here’s a warning: the industry’s great low life insurance rates may not be available to you if you can’t meet the underwriting guidelines. In today’s podcast, Byron Udell, a life insurance and annuity industry expert explains why you should use the Internet only to benchmark rates, then call the quote service and ask for a more personalized quote.
- April 9 2009
- Spring Clean Your Personal Finances
- Experts suggest that spring is the perfect time to review your personal finances. So, what does that mean for your life insurance policy? In this podcast, Byron Udell, a life insurance and annuity expert, will tell you what you should look for when you re-evaluate your current life insurance needs!
- March 27 2009
- Term vs. Permanent
- If you’re in the market for a life insurance policy, you first need to understand the very basics. You know what life insurance does, but do you know the difference between term and permanent? In this podcast, Byron Udell, a life insurance and annuity industry expert, will explain the difference between the two in order to help you make a better decision on which type is best for you.
- March 27 2009
- Tips to keep your life insurance premiums low
- Finding affordable life insurance is easy if you’re armed with the knowledge of ways you can save. In this podcast, Byron Udell, a life insurance and annuity industry expert, offers you tips that will help you find affordable life insurance that meets your needs.
- March 27 2009
- Reviewing your life insurance policy
- Once you have purchased life insurance, it's tempting to file your policy away and forget about it. But it's important to review your policy on a regular basis - especially as the circumstances of your life change. And, because life insurance rates have come down so much, it might make sense to ditch your old, expensive policy and take out a new one. In this podcast, Byron Udell, a life insurance and annuity industry expert, is offers you tips to determine if your life insurance coverage is still appropriate for your situation.
- March 20 2009
- Price Versus Value
- If you’re in the market for a life insurance policy, finding a cheap life insurance rate is quick and easy when you shop online. However, finding the best value takes some time and effort. Byron Udell, a life insurance and annuity industry expert, will provide you with tips on how to go about finding the best values in life insurance.
- March 13 2009
- Common Myths that Stop People From Buying Life Insurance
- You can come up with an excuse for just about anything these days. But what excuse do you have for NOT protecting your family. Byron Udell, a life insurance and annuity industry expert, will talk about some of the myths that people have about life insurance. In this podcast, he’ll set the record straight and debunk these myths and tell you why they shouldn’t stop you from buying life insurance.
- February 26 2009
- How to claim a death benefit
- The death of a loved one is hard. No one likes to think about it. But you should be prepared on what to expect when beginning the life insurance claims process. Byron Udell, a life insurance and annuity industry expert, is here today to provide you with the information you need to know when claiming a death benefit of a loved one.
- January 29 2009
- Mortgage life insurance
- If you’ve recently bought a new home or refinanced your existing mortgage, brace yourself for the onslaught. Before you even finish unpacking, your mailbox will be filled with offers for mortgage life insurance. Byron Udell, a life insurance and annuity industry expert, is here today to explain the difference between mortgage life insurance and a term life insurance policy.
- January 22 2009
- Types of Insurance to avoid
- Have you ever gotten a phone call from the credit card company offering inexpensive insurance that will pay off your balance in the event that you die? The sales person will try to make it sound like the deal of the century. Just 39 cents or less per $1000 you owe each month and you can wife the slate clean for your family. Byron Udell, founder and CEO of AccuQuote, is here to tell you why you shouldn’t fall for the bait and what you can do to protect your family in the event of an untimely death.
- January 1 2009
- Life Insurance Terms
- Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. When it comes to life insurance you often hear about what kind and how much to buy. But, often times we forget about the basics. In this podcast he’ll talk about the various life insurance terms you’ll hear when researching or buying a life insurance policy
- December 18 2008
- Frequently Asked Question’s about buying life insurance
- Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will provide the answers to some of the most frequently asked questions that come up when buying term life insurance.
- December 11 2008
- Buy term and invest the rest
- Term life insurance or permanent? Which is a better investment and why do some experts suggest you buy term and invest the rest? Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will explain what it means to buy term and invest the rest.
- November 12 2008
- Benefits of exercising your term conversion option
- If you have life insurance, you probably have a term policy. Most term policies come with a conversion option. Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.
- November 5 2008
- When would someone buy annually renewable term (ART) life insurance
- In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.
- October 29 2008
- Insurable Interest – what is it and why is it important
- Insurable interest – what is it and why is it important when buying life insurance? In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.
- October 22 2008
- Saving Age Could Save You Money
- When asked how old you are, you use your “actual age” to describe your age. For example, you’re 36 until the day of your 37th birthday. However, what most people don’t realize is that most life insurance companies will price policies based on your "nearest age". In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy.
- October 15 2008
- Understanding Permanent Life Insurance
- While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.
- October 8 2008
- Common Mistakes People Make When Buying Life Insurance
- You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive. Like with any major purchase, it's important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.
- September 24 2008
- Ways to buy life insurance
- There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.
- September 17 2008
- Things that affect your life insurance rate
- Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.
- September 10 2008
- Prepare for your term life insurance medical exam
- Every individually underwritten term life insurance policy requires a medical exam. The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.
- September 3 2008
- There’s more to life insurance than you think
- If something happens to you, how will your family cope with the financial burden? Will there be enough money to pay the mortgage? Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.
- August 25 2008
- Disability Insurance
- People insure their car, home and other possessions that can easily be replaced. Shouldn’t you insure your income as well in the event of a disability? What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills? How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.
- July 25 2008
- Life Insurance and Family Medical History
- Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.
- July 17 2008
- Life insurance underwriting process
- Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.
- May 30 2008
- Interview with LegalZoom Part 2
- This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.
- May 28 2008
- Interview with LegalZoom Part 1
- This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part one of a two-part series, AccuQuote will talk about the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.
- May 19 2008
- Insurable Interest and how it relates to life settlements
- Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.
- April 14 2008
- Types of insurance
- If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types. In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.
- April 7 2008
- Is a term life insurance with no medical exam affordable?
- You’ve seen those ads…buy life insurance with no medical exam, right? Tempting, huh? Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.
- July 23 2007
- Yes thrill seekers…you can get affordable term life insurance!
- In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate. Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.
- July 16 2007
- Applying for term life insurance? Be sure to tell them everything!
- The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure. In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.
- July 9 2007
- How much term life insurance is enough?
- You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.
- July 2 2007
- What is the best kind of life insurance to own? Term life insurance or permanent life insurance?
- This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.
- May 14 2007
- A term life insurance policy for the stay-at-home mom is important
- o In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.
- May 7 2007
- Exploring key man life insurance
- If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.
- April 30 2007
- Doing business in a foreign country? Why do life insurance companies care?
- Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance? In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.
- April 23 2007
- Underwriting factors that affect price of your life insurance
- Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.
- April 5 2007
- Refinancing Your Life Insurance
- Term life insurance rates have plunged over the last 12 years. This podcast explores how consumers can take advantage of these low rates. Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.
- March 23 2007
- Group vs. Individual Life Insurance
- Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.
- February 28 2007
- Why Term life insurance rates have fallen OVER 60% in the last 12 years!
- Explore why term life insurance rates have plunged over the past 12 years
- February 22 2007
- Non-Recourse Premium Financing
- This podcast explores a relatively new concept in the life insurance arena. It’s called non-recourse premium financing or (NRPF). Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.
- September 18 2006
- Talk About Life Insurance
- Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable.
- May 5 2006
- The Basics of Life Insurance
- Learn the basic information you need when shopping around for life insurance and find out why now's a perfect time to buy a policy
- November 1 2005
- Return of Premium Term Life Insurance
- Learn more about return of premium term life insurance
- October 27 2005
- Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!
- Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!
Did you know that almost everyone, no matter what age or class, can benefit from having a life insurance policy? It’s true. Byron Udell, the nation’s foremost life insurance and annuity industry expert, reveals who needs life insurance and why.
Debt is something that many Americans are familiar with. In fact, living with a debt is just simply a way of life for some people. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains why taking on new debt increases the need for more life insurance.
When shopping for life insurance, it’s important to know the difference between buying from an online multi-carrier brokerage firm and a local agent. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains the pros and cons of each of your life insurance buying options.
If you’re employed you may have the option of receiving group term life insurance benefits, otherwise an individually underwritten term life insurance policy is available to you. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains both types of term life insurance so you can choose the one the fits your family’s needs.
In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, reveals the most common mistakes people make when it comes to buying life insurance. He explains how to avoid these mistakes in order to save time, money and frustration.
You may be paying more than you have to for your life insurance coverage. Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains how changing some of your bad habits and taking extra steps to get certifications can save you a fortune on your premiums.
The New Year is a perfect time to take a look at your current financial status and make changes if necessary. Byron Udell, the nation’s foremost life insurance and annuity industry expert, gives five reasons why you should reevaluate your life insurance needs in the New Year.
Before applying for life insurance, it’s important to understand how life insurance carriers determine how much you pay. In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about life insurance rate classifications and explain the common qualifications associated with each one.
Have you ever heard the term life insurance rescission? If you haven’t, stay tuned. Byron Udell, a respected expert in the life insurance and annuity industry explains what it is and why you don’t want it to happen to your life insurance policy.
Did you know that you can leave the proceeds of your life insurance policy to an organization you support? In this podcast, Byron Udell, the nation’s foremost life insurance and annuity industry expert, explains non-traditional beneficiary designations.
According to a survey from the nonprofit LIFE Foundation, more than a quarter of adult Americans say they would cancel their life insurance policy to save money during these tough economic times. But canceling their life insurance policy would only increase the chances of such a fear becoming a reality. Byron Udell, a life insurance and annuity industry expert, provides tips to help create an affordable life insurance plan that fits within a tight budget.
Due to the downturn of the economy, we’ve all witnessed unsettling drops in the stock market, interest rates and even home values. And because of this, many people are looking for safe investments with a decent return. Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about a savings tool called an annuity. He explains what an annuity is and why it may be one of the best ways to keep your money safe while earning interest.
Have you or a loved one been affected by the H1N1 virus this season? If so, there is good news! Byron Udell, a life insurance and annuity industry expert, tells listeners that being diagnosed with the swine flu does not affect your life insurance rate.
Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about a great opportunity available for current American General Life Insurance Company customers. For a limited time, these customers can double their life insurance coverage with no labs and little paperwork.
When purchasing a life insurance policy there are so many things to consider, such as the price and features of the policy. However, before purchasing a policy, you should take a close look at the policy illustration. In this podcast, Byron Udell, a life insurance and annuity industry expert talks about what you should look for in a policy illustration.
When shopping for life insurance, it’s important to trust your agent. In this podcast, Byron Udell, a life insurance and annuity industry expert, talks about how to find the right life insurance professional.
Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about the pros and cons of permanent life insurance, as well as provides tips to determine if this type of coverage is right for you.
Byron Udell, a life insurance and annuity industry expert explains how life insurance can protect your small business from financial devastation.
Do you know how much your life is worth? In this podcast, Byron Udell, a life insurance and annuity industry expert talks about calculating how much your life is worth in order to help you accurately determine your life insurance needs.
As a beneficiary, you need to know what to do when a loved one dies. Byron Udell, a life insurance and annuity industry expert, explains the process when it comes time to claim a death benefit payout.
AccuQuote has partnered with TrustedID, the nation’s leading provider of identity theft prevention solutions. In this podcast, Scott Mitic, founder and CEO of TrustedID and Sean Cheyney, Vice President, Marketing and Business Development at AccuQuote, discuss how TrustedID’s new suite of services will offer additional protection for your financial life.
AccuQuote talks about launch of new term life insurance video learning series hosted by life insurance and annuity industry expert, Byron Udell.
Don’t be discouraged if you’ve been labeled “high risk” by a life insurance company. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains what high risk means and what steps to take if you fall in to this category.
As economic conditions change, it’s important to evaluate your financial situation. A life insurance and annuity industry expert, Byron Udell, talks about why the recession and rising unemployment rate should signal people to purchase or increase existing life insurance coverage.
In this podcast Byron Udell, a life insurance and annuity industry expert, will address some of the most common questions women have about buying life insurance.
There are many common misconceptions when it comes to life insurance. Some of these myths even prevent people from buying a policy. In this podcast, Byron Udell, a life insurance and annuity industry expert, will identify fact from fiction when it comes to buying life insurance.
Byron Udell, a life insurance and annuity industry expert, will discuss the importance of a life insurance company’s financial strength when choosing a life insurance company.
If you’re wondering if term life insurance is right for you, then you’ll want to listen to this podcast. Byron Udell, a life insurance and annuity industry expert, will explain the advantages and disadvantages of term life insurance.
Are you procrastinating about purchasing life insurance, or did you purchase a policy several years ago and haven’t looked at it since? Byron Udell, a life insurance and annuity industry expert, discusses the reasons, which he calls “life events” that should trigger you to consider your life insurance needs.
Is permanent life insurance right for you? If you’re not sure or you don’t understand the advantages and disadvantages of this type of coverage, Byron Udell, a life insurance and annuity industry expert, discusses the important facts you need to know about permanent life insurance.
If you lose your job, you may lose your insurance benefits too. So what should you do? Byron Udell, a life insurance and annuity industry expert, discusses some tips to make sure you don’t lose your life insurance and other benefits if you should lose your job.
Trying to find a life insurance agent and company that you trust can be an intimidating task. However, if you do your homework, you can rest assured you’ll be able to find a reliable company and agent. Byron Udell, a life insurance and annuity industry expert, provides helpful tips when choosing a company and agent.
The world has change – and so should your life insurance. Byron Udell, a life insurance and annuity industry expert, discusses why it’s even more important in today’s economic climate to protect your nest egg using a life insurance policy.
For years, we’ve been hearing that term life insurance rates have been decreasing. In fact, they are currently the lowest they’ve been in history. But is all that changing? If so, why? Byron Udell, a life insurance and annuity industry expert, discusses the latest term life insurance rate war.
If you’re in the market for a life insurance policy for your child, there are some things you should consider. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains how to weigh the pros and cons of a child life insurance policy.
If you’re looking for affordable term life insurance online, here’s a warning: the industry’s great low life insurance rates may not be available to you if you can’t meet the underwriting guidelines. In today’s podcast, Byron Udell, a life insurance and annuity industry expert explains why you should use the Internet only to benchmark rates, then call the quote service and ask for a more personalized quote.
Experts suggest that spring is the perfect time to review your personal finances. So, what does that mean for your life insurance policy? In this podcast, Byron Udell, a life insurance and annuity expert, will tell you what you should look for when you re-evaluate your current life insurance needs!
If you’re in the market for a life insurance policy, you first need to understand the very basics. You know what life insurance does, but do you know the difference between term and permanent? In this podcast, Byron Udell, a life insurance and annuity industry expert, will explain the difference between the two in order to help you make a better decision on which type is best for you.
Finding affordable life insurance is easy if you’re armed with the knowledge of ways you can save. In this podcast, Byron Udell, a life insurance and annuity industry expert, offers you tips that will help you find affordable life insurance that meets your needs.
Once you have purchased life insurance, it's tempting to file your policy away and forget about it. But it's important to review your policy on a regular basis - especially as the circumstances of your life change. And, because life insurance rates have come down so much, it might make sense to ditch your old, expensive policy and take out a new one. In this podcast, Byron Udell, a life insurance and annuity industry expert, is offers you tips to determine if your life insurance coverage is still appropriate for your situation.
If you’re in the market for a life insurance policy, finding a cheap life insurance rate is quick and easy when you shop online. However, finding the best value takes some time and effort. Byron Udell, a life insurance and annuity industry expert, will provide you with tips on how to go about finding the best values in life insurance.
You can come up with an excuse for just about anything these days. But what excuse do you have for NOT protecting your family. Byron Udell, a life insurance and annuity industry expert, will talk about some of the myths that people have about life insurance. In this podcast, he’ll set the record straight and debunk these myths and tell you why they shouldn’t stop you from buying life insurance.
The death of a loved one is hard. No one likes to think about it. But you should be prepared on what to expect when beginning the life insurance claims process. Byron Udell, a life insurance and annuity industry expert, is here today to provide you with the information you need to know when claiming a death benefit of a loved one.
If you’ve recently bought a new home or refinanced your existing mortgage, brace yourself for the onslaught. Before you even finish unpacking, your mailbox will be filled with offers for mortgage life insurance. Byron Udell, a life insurance and annuity industry expert, is here today to explain the difference between mortgage life insurance and a term life insurance policy.
Have you ever gotten a phone call from the credit card company offering inexpensive insurance that will pay off your balance in the event that you die? The sales person will try to make it sound like the deal of the century. Just 39 cents or less per $1000 you owe each month and you can wife the slate clean for your family. Byron Udell, founder and CEO of AccuQuote, is here to tell you why you shouldn’t fall for the bait and what you can do to protect your family in the event of an untimely death.
Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. When it comes to life insurance you often hear about what kind and how much to buy. But, often times we forget about the basics. In this podcast he’ll talk about the various life insurance terms you’ll hear when researching or buying a life insurance policy
Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will provide the answers to some of the most frequently asked questions that come up when buying term life insurance.
Term life insurance or permanent? Which is a better investment and why do some experts suggest you buy term and invest the rest? Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will explain what it means to buy term and invest the rest.
If you have life insurance, you probably have a term policy. Most term policies come with a conversion option. Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.
In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.
Insurable interest – what is it and why is it important when buying life insurance? In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.
When asked how old you are, you use your “actual age” to describe your age. For example, you’re 36 until the day of your 37th birthday. However, what most people don’t realize is that most life insurance companies will price policies based on your "nearest age". In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy.
While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.
You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive. Like with any major purchase, it's important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.
There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.
Every individually underwritten term life insurance policy requires a medical exam. The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.
If something happens to you, how will your family cope with the financial burden? Will there be enough money to pay the mortgage? Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.
People insure their car, home and other possessions that can easily be replaced. Shouldn’t you insure your income as well in the event of a disability? What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills? How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.
Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part one of a two-part series, AccuQuote will talk about the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.
Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.
If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types. In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.
You’ve seen those ads…buy life insurance with no medical exam, right? Tempting, huh? Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.
In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate. Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.
The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure. In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.
You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.
This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.
o In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.
If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.
Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance? In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.
Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.
Term life insurance rates have plunged over the last 12 years. This podcast explores how consumers can take advantage of these low rates. Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.
Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.
Explore why term life insurance rates have plunged over the past 12 years
This podcast explores a relatively new concept in the life insurance arena. It’s called non-recourse premium financing or (NRPF). Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.
Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable.
Learn the basic information you need when shopping around for life insurance and find out why now's a perfect time to buy a policy
Learn more about return of premium term life insurance
Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!
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