AccuQuote Blog

Protect What You Love

2012-02-22T03:02:17Z

Families come in all sizes and upbringings. It doesn’t matter who makes up your family, but what you make of those relationships. Families are a safe haven from the outside world. They accept you for who you are, regardless of your past, your failures and your mistakes. They love you and want to see you succeed.

Families are love. Protect what you love.

A life insurance policy will guarantee your family is protected and financially taken care of when you’re not there. Even if you don’t purchase a policy today, you’ve taken the first crucial steps in researching how important protecting your family is. While you’re mulling over your life insurance options, get a free quote, it’ll help you hone in on how much coverage will be adequate for your situation.

We’re here for you whenever you’re ready to protect your family.

Waiting for a Sign

2012-02-17T02:02:57Z

Sometimes we know what decisions need to be made but we wait for the universe to tell us it’s the correct line of action. So for those of you in this situation, this is for you.

Whatever is weighing heavily on your mind, don’t ignore it and push it away for another day. Deal with it now. Think of the time and worry you will save if you just MAKE A DECISION TODAY. Trust me, being free from the constant pros and cons list your mind endless updates is better than the best chocolate filled cupcake. The cupcake is a close second, really close, but that’s a topic for another day.

Stop worrying that you’ll regret your decision. You won’t. It’s cliché to say, but follow your heart. Deep down, your heart knows what makes you happy and will always find ways of leading you to what’s right.

Here are some more clichés to take you into the weekend. Don’t worry, they’re all inspiring ones.

“Never let the fear of striking out keep you from playing the game.”

“Money can’t buy you happiness.”

“You are worth your weight in gold.”

“You miss 100% of the shots you don’t take." (you probably will miss 100% of your shots if you’re not good at sports too).

Defining Moments

2012-02-16T03:02:20Z

Life can change in an instant. All of us have had defining moments that took us from who we were to who we are. We’ve experienced love, loss, heartache, joy, and every emotion in between. The most essential lesson we’ve learned is to “never leave important words unsaid” to the people that matter the most to you.

Ask yourself, how do you live in the moment?

Examining your life insurance needs doesn’t take very long. In fact, the few MINUTES you’ll spend on it will save your family YEARS of heartache and struggle in the future. You cannot afford to waste anymore time. You could watch a rerun of a TV show you've seen multiple times, or you can get a free quote and protect your family's financial future. What seems like the better option to you?

Still not convinced? Check out this article that explains why the simpliest gesture goes a long way. Or check out this article that shows what grown-up love is all about.

Remember this...

Love is the Answer

2012-02-15T04:02:36Z

Valentine’s Day is over but the love sticks around. Ever show up on someone’s doorstep with flowers or received a homemade card from your children or grandchildren? Love is overwhelming and soul consuming. It’s an extra packet of sugar on the sweet life we are blessed with. What some don’t realize is that love isn’t shown with over-the-top proclamations.

Love is simple and forever.

Love is a commitment that takes time and daily effort to create, develop, maintain and grow. It is about the small moments in life -- hugging someone because you know they’ve had a hard day; making someone their favorite meal just to see them smile; or quietly sitting next to them enjoying a summer night. Love is really the small moments that your mind wanders to. It’s holding hands in the movie theater, kissing your children goodnight before they go to bed, and showing your dog unconditional joy when you walk in the door.

Love is the motivation for everything we do in life.

Love starts within you. You cannot truly love another human until you love yourself. When you look in the mirror, be proud of who you are, where you come from, and where you are going. When you love who you’ve become, expand that joy to the ones around you. Find the people that make you feel safe and secure and hold on to them. Do everything you possibly can to make them feel the same. When you love someone, go out of your way to make their life easier. Our world would be drastically different if we did things out of love and put others before our own needs. There would be less greed, less heartache, less power struggles, less self-doubt.

Make it a habit to be more loving to everyone around you. That doesn’t mean you have to take your cranky neighbor out for a lobster dinner, but ask how his day was and genuinely listen and respond.

For your daily pull-on-my-heartstrings moment, check out lifehappens.org’s video Crazy in Love.

Why you need life insurance BEFORE you get pregnant

2012-02-13T03:02:18Z

Your immediate thought after you and your spouse decide to start a family should be: we need life insurance now. Whether you want to admit it or not, the financial responsibility of children comes before they are even born. Life insurance will be the single most important purchase you make to protect your child's financial future.

Even if the concept of having a baby is still just a "twinkle in your eyes," you should buy life insurance right away. It's common for couples to wait until after the baby is born to obtain a policy, but it's not recommended. There are several reasons to obtain a policy prior to starting a family:

For Dad- Once your wife conceives, there is another person depending on you. The unfortunate reality is that no one knows what the future holds.
For Mom- Some life insurance companies won’t issue you a policy until after you deliver. Others will issue a policy, but you may not get the best rate due to higher cholesterol, blood pressure, etc., all due to the pregnancy.

Bringing a child into the world is an exciting and at the same time unnerving time. Thinking about life insurance prior to starting your family will make it so you have one less thing to worry about.

How important is family to you? Would seeing your newborn child be your dying wish? Check out Induced labor lets dying Texas man see daughter from MSNBC

Money in Your Pocket

2012-02-09T11:02:23Z

You can put more money in your pocket by using these quick and easy tips for managing your budget. “Ten years ago, it wasn't unusual for a 40-year-old man to pay $670 per year for a $500,000, 20-year-term insurance policy. Today, at 50, he could buy a 10-year term policy for just $485, if he's healthy.”

Check out this Kiplinger's article to learn how you can save thousands of dollars in 15 minutes or less.

Want a Job?

2012-02-07T11:02:26Z

Looking for an opportunity to work at an amazing company? AccuQuote’s Inside Sales job was featured as one of WGN’s Job of the Day! APPLY NOW!

Life Insurance needs to be part of your financial planning

2012-02-06T08:02:18Z

Buying life insurance is a fundamental part to your financial planning.

"About a third of U.S. households have no life insurance, according to LIMRA, an insurance industry research group. That's a shame, because life insurance, especially simple term life, is cheaper than ever and could prevent financial disaster for your family."

If you died today, would your family have enough money to maintain their lifestyle? If you really think about it, could you afford NOT to have life insurance?

Living Past 100

2012-02-03T11:02:48Z

Years ago, living to the age of 100 seemed like something out of a science fiction novel. People that old must have some sort of magical powers. Today, there are at least 55,000 people are over a 100 years old. Because most of the population is living longer, it's important to take care of your assets, children, grandchildren and great-grandchildren.

Check out some insurance products that will be beneficial to your long life such as disability, final expense, long term care, critical illness.

Groundhog Day

2012-02-02T10:02:27Z

Happy Groundhog Day everyone! Punxsutawney Phil saw his shadow which means 6 more weeks of winter. Hopefully the time will fly by until Spring gets here. Until then, enjoy every moment no matter what the weather is outside. If you're still bummed about the Winter weeks ahead, click over to our Google Plus page. We have some awesome videos and posts to talk about and keep you in good spirits.

AccuQuote on Google Plus

2012-02-01T02:02:20Z

We are now on Google Plus! Come check out our page and add us to your circles.

Bizarre Insurance Policies

2012-01-31T11:01:35Z

Divorce insurance? Pet Insurance? Although these sound like something that would come up on Judge Judy, they are legitimate insurance policies. Check out the rest of the list here. Heard of any policies that are more bizarre than this list? Let us know in the comment section.

How Divorce Impacts Your Life Insurance

2012-01-12T10:01:03Z

Nothing good ends in divorce. There are children and finances to deal with, along with living arrangements and emotional turmoil. One problem piggybacks onto the other until you’re left feeling burned out and defeated.

During this time, don’t let the importance of your life insurance and policy ownership slip through unnoticed. Life insurance helps with needs pertaining to child support and alimony.

This could take the form of the policy holder being obligated to carry on with child support payments, and sometimes alimony, even if the payer dies.

It also helps sort out any issues of beneficiaries. Let’s say Mr. Addison, a policyholder, gets remarried after a divorce. He has children from the first marriage and now from his second. When he dies, who gets the pay-out from his death benefits? This is where it is imperative to have your forms in order after a divorce. Mr. Addison could have his ex-wife, his current wife; all of his children from each marriage, or any combination of them all collect his benefits. The point is that it’s important to sort these matters out as soon as they take place; after a divorce or a remarriage. That way, the people you want to receive your death benefits are the ones that will.